Lynchburg Municipal Employees Federal Credit Union

Lynchburg, VA

Rating Date

May 2024

Net Capital
Ratio

Leverage
Ratio

Return On
Assets

Total
Assets

Capital

Total
Deposits

Net
Income

My Lists My Alerts

Weiss Ratings	Lynchburg Municipal Employees Federal Credit Union Lynchburg, VA	Click to Compare	Click to Compare	Click to Compare
Rating	C
Asset Quality Index	10.00
Capitalization Index	9.10
Liquidity Index	6.10
Profitability Index	3.10
Stability Index	3.90

Company Info	Lynchburg Municipal Employees Federal Credit Union Lynchburg, VA	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	2794
Phone Number	(434) 845-1013
Website	lynchburgmefcu.org

Asset Quality	Lynchburg Municipal Employees Federal Credit Union Lynchburg, VA	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	2.66%
5-Year Asset Growth	4.38%
5-Year Charge-Offs to Average Loans	0.90%
Charge-Offs to Average Loans	1.20%
Non-Performing Assets to Assets	0.11%
Non-Performing Loans to Capital	0.99%
Non-Performing Loans to Loans	0.29%

Balance Sheet	Lynchburg Municipal Employees Federal Credit Union Lynchburg, VA	Click to Compare	Click to Compare	Click to Compare
Total Assets	29.73M
Total Deposits	26.22M

Capital and Reserves	Lynchburg Municipal Employees Federal Credit Union Lynchburg, VA	Click to Compare	Click to Compare	Click to Compare
Capital	3.26M
Leverage Ratio	10.96
Loan Loss Reserves to Loans	1.47%

Liquidity	Lynchburg Municipal Employees Federal Credit Union Lynchburg, VA	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	0.00%
Liquidity Ratio	18.10%

Profitability	Lynchburg Municipal Employees Federal Credit Union Lynchburg, VA	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	-0.74%
Net Income	92.00K
Net Interest Spread	4.24%
Operating Profit to Average Assets	1.05%
Overhead Efficiency Ratio	77.55%
Return on Assets	0.42%
Return on Equity	3.83%