B
Lynchburg Municipal Employees Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Lynchburg Municipal Employees Federal Credit Union
Lynchburg, VA
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Rating B
Asset Quality Index 10.00
Capitalization Index 9.90
Liquidity Index 6.20
Profitability Index 5.20
Stability Index 4.60
Company Info Lynchburg Municipal Employees Federal Credit Union
Lynchburg, VA
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NCUA Charter Number 2794
Phone Number (434) 845-1013
Website lynchburgmefcu.org
Asset Quality Lynchburg Municipal Employees Federal Credit Union
Lynchburg, VA
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1-Year Asset Growth 3.58%
5-Year Asset Growth 3.84%
5-Year Charge-Offs to Average Loans 0.88%
Charge-Offs to Average Loans 0.55%
Non-Performing Assets to Assets 0.11%
Non-Performing Loans to Capital 0.92%
Non-Performing Loans to Loans 0.29%
Balance Sheet Lynchburg Municipal Employees Federal Credit Union
Lynchburg, VA
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Total Assets 29.88M
Total Deposits 26.23M
Capital and Reserves Lynchburg Municipal Employees Federal Credit Union
Lynchburg, VA
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Capital 3.44M
Leverage Ratio 11.49
Loan Loss Reserves to Loans 1.33%
Liquidity Lynchburg Municipal Employees Federal Credit Union
Lynchburg, VA
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Hot Money Ratio 0.00%
Liquidity Ratio 23.18%
Profitability Lynchburg Municipal Employees Federal Credit Union
Lynchburg, VA
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5-Year Return on Average Assets -0.75%
Net Income 51.00K
Net Interest Spread 4.62%
Operating Profit to Average Assets 0.90%
Overhead Efficiency Ratio 80.18%
Return on Assets 0.69%
Return on Equity 5.98%