Lynchburg Municipal Employees Federal Credit Union

Lynchburg, VA

Rating Date

May 2024

Net Capital
Ratio

Leverage
Ratio

Return On
Assets

Total
Assets

Capital

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Weiss Ratings	Lynchburg Municipal Employees Federal Credit Union Lynchburg, VA	Click to Compare	Click to Compare	Click to Compare
Rating	C
Asset Quality Index	10.00
Capitalization Index	9.10
Liquidity Index	6.00
Profitability Index	2.40
Stability Index	3.90

Company Info	Lynchburg Municipal Employees Federal Credit Union Lynchburg, VA	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	2794
Phone Number	(434) 845-1013
Website	www.lynchburgmefcu.org

Asset Quality	Lynchburg Municipal Employees Federal Credit Union Lynchburg, VA	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	-1.59%
5-Year Asset Growth	4.38%
5-Year Charge-Offs to Average Loans	0.90%
Charge-Offs to Average Loans	1.12%
Non-Performing Assets to Assets	0.04%
Non-Performing Loans to Capital	0.33%
Non-Performing Loans to Loans	0.09%

Balance Sheet	Lynchburg Municipal Employees Federal Credit Union Lynchburg, VA	Click to Compare	Click to Compare	Click to Compare
Total Assets	28.85M
Total Deposits	25.49M

Capital and Reserves	Lynchburg Municipal Employees Federal Credit Union Lynchburg, VA	Click to Compare	Click to Compare	Click to Compare
Capital	3.16M
Leverage Ratio	10.95
Loan Loss Reserves to Loans	1.40%

Liquidity	Lynchburg Municipal Employees Federal Credit Union Lynchburg, VA	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	0.00%
Liquidity Ratio	11.49%

Profitability	Lynchburg Municipal Employees Federal Credit Union Lynchburg, VA	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	-0.74%
Net Income	-5.00K
Net Interest Spread	4.23%
Operating Profit to Average Assets	0.69%
Overhead Efficiency Ratio	83.97%
Return on Assets	-0.07%
Return on Equity	-0.63%