C
Valley Wide Federal Credit Union
VernalUT
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Valley Wide Federal Credit Union
Vernal, UT
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Rating C
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 7.30
Profitability Index 6.40
Stability Index 5.00
Company Info Valley Wide Federal Credit Union
Vernal, UT
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NCUA Charter Number 2802
Phone Number (435) 789-6918
Website --
Asset Quality Valley Wide Federal Credit Union
Vernal, UT
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1-Year Asset Growth -1.85%
5-Year Asset Growth 1.59%
5-Year Charge-Offs to Average Loans -0.11%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet Valley Wide Federal Credit Union
Vernal, UT
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Total Assets 478.00K
Total Deposits 340.00K
Capital and Reserves Valley Wide Federal Credit Union
Vernal, UT
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Capital 135.00K
Leverage Ratio 28.24
Loan Loss Reserves to Loans 1.16%
Liquidity Valley Wide Federal Credit Union
Vernal, UT
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Hot Money Ratio 0.00%
Liquidity Ratio 88.34%
Profitability Valley Wide Federal Credit Union
Vernal, UT
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5-Year Return on Average Assets 1.03%
Net Income 4.00K
Net Interest Spread 11.23%
Operating Profit to Average Assets 1.11%
Overhead Efficiency Ratio 76.47%
Return on Assets 1.11%
Return on Equity 4.01%