B
Peach State Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Peach State Federal Credit Union
Lawrenceville, GA
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Rating B
Asset Quality Index 9.20
Capitalization Index 5.80
Liquidity Index 4.10
Profitability Index 5.40
Stability Index 5.40
Company Info Peach State Federal Credit Union
Lawrenceville, GA
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NCUA Charter Number 2805
Phone Number (678) 889-4328
Website www.peachstatefcu.com
Asset Quality Peach State Federal Credit Union
Lawrenceville, GA
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1-Year Asset Growth 16.64%
5-Year Asset Growth 15.14%
5-Year Charge-Offs to Average Loans 0.36%
Charge-Offs to Average Loans 0.29%
Non-Performing Assets to Assets 0.29%
Non-Performing Loans to Capital 2.92%
Non-Performing Loans to Loans 0.37%
Balance Sheet Peach State Federal Credit Union
Lawrenceville, GA
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Total Assets 1.09B
Total Deposits 988.31M
Capital and Reserves Peach State Federal Credit Union
Lawrenceville, GA
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Capital 90.46M
Leverage Ratio 8.44
Loan Loss Reserves to Loans 0.79%
Liquidity Peach State Federal Credit Union
Lawrenceville, GA
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Hot Money Ratio 11.88%
Liquidity Ratio 23.02%
Profitability Peach State Federal Credit Union
Lawrenceville, GA
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5-Year Return on Average Assets 0.69%
Net Income 4.28M
Net Interest Spread 4.37%
Operating Profit to Average Assets 1.00%
Overhead Efficiency Ratio 79.50%
Return on Assets 0.79%
Return on Equity 9.73%