Cleveland-Bradley County Teachers Federal Credit Union

Cleveland, TN

Rating Date

December 2025

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Weiss Ratings	Cleveland-Bradley County Teachers Federal Credit Union Cleveland, TN	Click to Compare	Click to Compare	Click to Compare
Rating	B
Asset Quality Index	10.00
Capitalization Index	10.00
Liquidity Index	5.20
Profitability Index	6.90
Stability Index	6.60

Company Info	Cleveland-Bradley County Teachers Federal Credit Union Cleveland, TN	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	2806
Phone Number	(423) 479-6392
Website	cbctfcu.com

Asset Quality	Cleveland-Bradley County Teachers Federal Credit Union Cleveland, TN	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	13.04%
5-Year Asset Growth	5.73%
5-Year Charge-Offs to Average Loans	0.10%
Charge-Offs to Average Loans	0.16%
Non-Performing Assets to Assets	0.23%
Non-Performing Loans to Capital	1.89%
Non-Performing Loans to Loans	0.45%

Balance Sheet	Cleveland-Bradley County Teachers Federal Credit Union Cleveland, TN	Click to Compare	Click to Compare	Click to Compare
Total Assets	73.48M
Total Deposits	63.99M

Capital and Reserves	Cleveland-Bradley County Teachers Federal Credit Union Cleveland, TN	Click to Compare	Click to Compare	Click to Compare
Capital	9.21M
Leverage Ratio	12.53
Loan Loss Reserves to Loans	0.28%

Liquidity	Cleveland-Bradley County Teachers Federal Credit Union Cleveland, TN	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	12.91%
Liquidity Ratio	35.39%

Profitability	Cleveland-Bradley County Teachers Federal Credit Union Cleveland, TN	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.62%
Net Income	594.00K
Net Interest Spread	3.42%
Operating Profit to Average Assets	1.19%
Overhead Efficiency Ratio	63.40%
Return on Assets	1.12%
Return on Equity	8.89%