B
Cleveland-Bradley County Teachers Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
12.50
Leverage
Ratio
12.50
Return On
Assets
1.14%
Total
Assets
72.03M
Capital
9.01M
Total
Deposits
62.76M
Net
Income
396.00K
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Weiss Ratings Cleveland-Bradley County Teachers Federal Credit Union
Cleveland, TN 		Click to
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Rating B
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 4.90
Profitability Index 6.40
Stability Index 6.90
Company Info Cleveland-Bradley County Teachers Federal Credit Union
Cleveland, TN 		Click to
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NCUA Charter Number 2806
Phone Number (423) 479-6392
Website cbctfcu.com
Asset Quality Cleveland-Bradley County Teachers Federal Credit Union
Cleveland, TN 		Click to
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1-Year Asset Growth 9.77%
5-Year Asset Growth 5.73%
5-Year Charge-Offs to Average Loans 0.10%
Charge-Offs to Average Loans 0.15%
Non-Performing Assets to Assets 0.30%
Non-Performing Loans to Capital 1.56%
Non-Performing Loans to Loans 0.50%
Balance Sheet Cleveland-Bradley County Teachers Federal Credit Union
Cleveland, TN 		Click to
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Total Assets 72.03M
Total Deposits 62.76M
Capital and Reserves Cleveland-Bradley County Teachers Federal Credit Union
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Capital 9.01M
Leverage Ratio 12.50
Loan Loss Reserves to Loans 0.28%
Liquidity Cleveland-Bradley County Teachers Federal Credit Union
Cleveland, TN 		Click to
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Hot Money Ratio 10.28%
Liquidity Ratio 33.90%
Profitability Cleveland-Bradley County Teachers Federal Credit Union
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5-Year Return on Average Assets 0.62%
Net Income 396.00K
Net Interest Spread 3.38%
Operating Profit to Average Assets 1.22%
Overhead Efficiency Ratio 62.37%
Return on Assets 1.14%
Return on Equity 8.99%