Cleveland-Bradley County Teachers Federal Credit Union

Cleveland, TN

Rating Date

September 2025

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Ratio

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Weiss Ratings	Cleveland-Bradley County Teachers Federal Credit Union Cleveland, TN	Click to Compare	Click to Compare	Click to Compare
Rating	B
Asset Quality Index	9.80
Capitalization Index	10.00
Liquidity Index	5.00
Profitability Index	6.60
Stability Index	6.90

Company Info	Cleveland-Bradley County Teachers Federal Credit Union Cleveland, TN	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	2806
Phone Number	(423) 479-6392
Website	cbctfcu.com

Asset Quality	Cleveland-Bradley County Teachers Federal Credit Union Cleveland, TN	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	9.77%
5-Year Asset Growth	5.73%
5-Year Charge-Offs to Average Loans	0.10%
Charge-Offs to Average Loans	0.15%
Non-Performing Assets to Assets	0.30%
Non-Performing Loans to Capital	2.36%
Non-Performing Loans to Loans	0.80%

Balance Sheet	Cleveland-Bradley County Teachers Federal Credit Union Cleveland, TN	Click to Compare	Click to Compare	Click to Compare
Total Assets	72.03M
Total Deposits	62.76M

Capital and Reserves	Cleveland-Bradley County Teachers Federal Credit Union Cleveland, TN	Click to Compare	Click to Compare	Click to Compare
Capital	9.01M
Leverage Ratio	12.50
Loan Loss Reserves to Loans	0.28%

Liquidity	Cleveland-Bradley County Teachers Federal Credit Union Cleveland, TN	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	12.99%
Liquidity Ratio	35.37%

Profitability	Cleveland-Bradley County Teachers Federal Credit Union Cleveland, TN	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.62%
Net Income	396.00K
Net Interest Spread	3.38%
Operating Profit to Average Assets	1.22%
Overhead Efficiency Ratio	62.80%
Return on Assets	1.14%
Return on Equity	8.99%