Major Rating Factors:
Operating profits as a percentage of assets at 2.0%, coupled with a return on assets of 0.9 has resulted in Excellent (7.5) profitability. Good current capitalization (6.7 on a scale of 0 to 10) based on a net capital to total assets of 9.2 and a net worth ratio of 11.5.
Other Rating Factors:
A current level of 13.3 percent of nonperforming loans to core capital contributes to the Good asset quality (5.9). A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (4.7 on a scale of 0 to 10).
Asset Mix:
Home mtgs (32%), consumer loans (31%), comm loans (11%), other (26%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
3131 North I-10 Service Road E
Metairie, LA 70002
Metairie, LA 70002
Phone Number
(504) 733-7274
NCUA Charter Number
Website
Largest Competitors
Metairie, LA
Metairie, LA
Metairie, LA
Metairie, LA
Metairie, LA