Aerospace Federal Credit Union
Major Rating Factors:
Very Weak current capitalization (1.0 on a scale of 0 to 10) based on a net capital to total assets of 4.4 and a net worth ratio of 9.0. Operating profits as a percentage of assets at 0.3%, coupled with a return on assets of 0.2 has resulted in Weak (2.0) profitability.
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Weak overall stability index (3.0 on a scale of 0 to 10). Fair liquidity 4.7, driven by a liquidity ratio of 26.4 percent and a “hot money” ratio of 24.3 percent.
Asset Mix:
Home mtgs (15%), consumer loans (11%), other (74%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
2310 East El Segundo Boulevard
El Segundo, CA 90245
El Segundo, CA 90245
Phone Number
(310) 336-5030
NCUA Charter Number
Website
Largest Competitors
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