Aerospace Federal Credit Union
Major Rating Factors:
Very Weak current capitalization (0.3 on a scale of 0 to 10) based on a net capital to total assets of 3.5 and a net worth ratio of 0.0.
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Weak overall stability index (2.7 on a scale of 0 to 10). Good liquidity 6.0, driven by a liquidity ratio of 35.5 percent and a “hot money” ratio of 23.6 percent.
Asset Mix:
Home mtgs (13%), consumer loans (5%), other (82%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
2310 East El Segundo Boulevard
El Segundo, CA 90245
El Segundo, CA 90245
Phone Number
(310) 336-5030
NCUA Charter Number
Website
Largest Competitors
Tustin, CA
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El Segundo, CA