B
Chattanooga First Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
21.67
Leverage
Ratio
21.84
Return On
Assets
0.43%
Total
Assets
26.16M
Capital
5.67M
Total
Deposits
20.29M
Net
Income
111.00K
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Weiss Ratings Chattanooga First Federal Credit Union
Chattanooga, TN 		Click to
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Rating B
Asset Quality Index 8.50
Capitalization Index 10.00
Liquidity Index 4.40
Profitability Index 3.60
Stability Index 7.10
Company Info Chattanooga First Federal Credit Union
Chattanooga, TN 		Click to
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NCUA Charter Number 2814
Phone Number (423) 267-7621
Website www.chattfirst.org
Asset Quality Chattanooga First Federal Credit Union
Chattanooga, TN 		Click to
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1-Year Asset Growth 4.50%
5-Year Asset Growth 3.21%
5-Year Charge-Offs to Average Loans 0.21%
Charge-Offs to Average Loans 0.31%
Non-Performing Assets to Assets 0.95%
Non-Performing Loans to Capital 4.28%
Non-Performing Loans to Loans 0.65%
Balance Sheet Chattanooga First Federal Credit Union
Chattanooga, TN 		Click to
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Total Assets 26.16M
Total Deposits 20.29M
Capital and Reserves Chattanooga First Federal Credit Union
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Capital 5.67M
Leverage Ratio 21.84
Loan Loss Reserves to Loans 0.78%
Liquidity Chattanooga First Federal Credit Union
Chattanooga, TN 		Click to
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Hot Money Ratio 30.35%
Liquidity Ratio 29.36%
Profitability Chattanooga First Federal Credit Union
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5-Year Return on Average Assets 0.45%
Net Income 111.00K
Net Interest Spread 3.45%
Operating Profit to Average Assets 0.55%
Overhead Efficiency Ratio 84.40%
Return on Assets 0.43%
Return on Equity 1.98%