B
Chattanooga First Federal Credit Union
Rating Date
September 2025
Net Capital
Ratio
21.54
Leverage
Ratio
21.71
Return On
Assets
0.37%
Total
Assets
26.54M
Capital
5.72M
Total
Deposits
20.62M
Net
Income
49.00K
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Weiss Ratings Chattanooga First Federal Credit Union
Chattanooga, TN 		Click to
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Rating B
Asset Quality Index 7.60
Capitalization Index 10.00
Liquidity Index 4.70
Profitability Index 3.20
Stability Index 7.20
Company Info Chattanooga First Federal Credit Union
Chattanooga, TN 		Click to
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NCUA Charter Number 2814
Phone Number (423) 267-7621
Website www.chattfirst.org
Asset Quality Chattanooga First Federal Credit Union
Chattanooga, TN 		Click to
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1-Year Asset Growth 2.67%
5-Year Asset Growth 3.21%
5-Year Charge-Offs to Average Loans 0.26%
Charge-Offs to Average Loans 0.42%
Non-Performing Assets to Assets 1.48%
Non-Performing Loans to Capital 6.75%
Non-Performing Loans to Loans 1.90%
Balance Sheet Chattanooga First Federal Credit Union
Chattanooga, TN 		Click to
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Total Assets 26.54M
Total Deposits 20.62M
Capital and Reserves Chattanooga First Federal Credit Union
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Capital 5.72M
Leverage Ratio 21.71
Loan Loss Reserves to Loans 0.71%
Liquidity Chattanooga First Federal Credit Union
Chattanooga, TN 		Click to
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Hot Money Ratio 32.28%
Liquidity Ratio 35.08%
Profitability Chattanooga First Federal Credit Union
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5-Year Return on Average Assets 0.44%
Net Income 49.00K
Net Interest Spread 3.44%
Operating Profit to Average Assets 0.49%
Overhead Efficiency Ratio 86.00%
Return on Assets 0.37%
Return on Equity 1.72%