| Weiss Ratings |
La Joya Area Federal Credit Union
Palmview, TX |
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| Rating | ||||
| Asset Quality Index | 7.20 | |||
| Capitalization Index | 8.70 | |||
| Liquidity Index | 5.00 | |||
| Profitability Index | 4.90 | |||
| Stability Index | 4.50 | |||
| Company Info |
La Joya Area Federal Credit Union
Palmview, TX |
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| NCUA Charter Number | 2817 | |||
| Phone Number | (956) 585-6207 | |||
| Website | www.lajoyacreditunion.coop | |||
| Asset Quality |
La Joya Area Federal Credit Union
Palmview, TX |
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| 1-Year Asset Growth | -1.27% | |||
| 5-Year Asset Growth | 4.13% | |||
| 5-Year Charge-Offs to Average Loans | 0.54% | |||
| Charge-Offs to Average Loans | 0.41% | |||
| Non-Performing Assets to Assets | 0.55% | |||
| Non-Performing Loans to Capital | 4.95% | |||
| Non-Performing Loans to Loans | 0.96% | |||
| Balance Sheet |
La Joya Area Federal Credit Union
Palmview, TX |
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| Total Assets | 63.42M | |||
| Total Deposits | 54.99M | |||
| Capital and Reserves |
La Joya Area Federal Credit Union
Palmview, TX |
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| Capital | 6.74M | |||
| Leverage Ratio | 10.64 | |||
| Loan Loss Reserves to Loans | 0.87% | |||
| Liquidity |
La Joya Area Federal Credit Union
Palmview, TX |
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| Hot Money Ratio | 5.10% | |||
| Liquidity Ratio | 27.18% | |||
| Profitability |
La Joya Area Federal Credit Union
Palmview, TX |
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| 5-Year Return on Average Assets | 0.36% | |||
| Net Income | 79.00K | |||
| Net Interest Spread | 4.85% | |||
| Operating Profit to Average Assets | 0.57% | |||
| Overhead Efficiency Ratio | 91.82% | |||
| Return on Assets | 0.25% | |||
| Return on Equity | 2.36% | |||