| Weiss Ratings |
La Joya Area Federal Credit Union
Palmview, TX |
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| Rating | ||||
| Asset Quality Index | 7.60 | |||
| Capitalization Index | 9.40 | |||
| Liquidity Index | 4.80 | |||
| Profitability Index | 4.70 | |||
| Stability Index | 4.50 | |||
| Company Info |
La Joya Area Federal Credit Union
Palmview, TX |
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| NCUA Charter Number | 2817 | |||
| Phone Number | (956) 585-6207 | |||
| Website | www.lajoyacreditunion.coop | |||
| Asset Quality |
La Joya Area Federal Credit Union
Palmview, TX |
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| 1-Year Asset Growth | -2.93% | |||
| 5-Year Asset Growth | 4.13% | |||
| 5-Year Charge-Offs to Average Loans | 0.54% | |||
| Charge-Offs to Average Loans | 0.72% | |||
| Non-Performing Assets to Assets | 0.46% | |||
| Non-Performing Loans to Capital | 4.01% | |||
| Non-Performing Loans to Loans | 0.76% | |||
| Balance Sheet |
La Joya Area Federal Credit Union
Palmview, TX |
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| Total Assets | 60.68M | |||
| Total Deposits | 52.14M | |||
| Capital and Reserves |
La Joya Area Federal Credit Union
Palmview, TX |
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| Capital | 6.75M | |||
| Leverage Ratio | 11.14 | |||
| Loan Loss Reserves to Loans | 0.86% | |||
| Liquidity |
La Joya Area Federal Credit Union
Palmview, TX |
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| Hot Money Ratio | 4.74% | |||
| Liquidity Ratio | 24.44% | |||
| Profitability |
La Joya Area Federal Credit Union
Palmview, TX |
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| 5-Year Return on Average Assets | 0.36% | |||
| Net Income | 90.00K | |||
| Net Interest Spread | 5.00% | |||
| Operating Profit to Average Assets | 0.62% | |||
| Overhead Efficiency Ratio | 91.23% | |||
| Return on Assets | 0.19% | |||
| Return on Equity | 1.79% | |||