| Weiss Ratings |
JSC Federal Credit Union
Houston, TX |
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| Rating | ||||
| Asset Quality Index | 8.10 | |||
| Capitalization Index | 8.60 | |||
| Liquidity Index | 3.10 | |||
| Profitability Index | 0.70 | |||
| Stability Index | 6.40 | |||
| Company Info |
JSC Federal Credit Union
Houston, TX |
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| NCUA Charter Number | 2824 | |||
| Phone Number | (281) 488-7070 | |||
| Website | www.wellbyfinancial.com | |||
| Asset Quality |
JSC Federal Credit Union
Houston, TX |
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| 1-Year Asset Growth | 0.92% | |||
| 5-Year Asset Growth | 3.34% | |||
| 5-Year Charge-Offs to Average Loans | 0.48% | |||
| Charge-Offs to Average Loans | 0.73% | |||
| Non-Performing Assets to Assets | 0.49% | |||
| Non-Performing Loans to Capital | 4.33% | |||
| Non-Performing Loans to Loans | 0.66% | |||
| Balance Sheet |
JSC Federal Credit Union
Houston, TX |
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| Total Assets | 2.68B | |||
| Total Deposits | 2.37B | |||
| Capital and Reserves |
JSC Federal Credit Union
Houston, TX |
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| Capital | 283.73M | |||
| Leverage Ratio | 11.72 | |||
| Loan Loss Reserves to Loans | 1.05% | |||
| Liquidity |
JSC Federal Credit Union
Houston, TX |
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| Hot Money Ratio | 16.16% | |||
| Liquidity Ratio | 19.47% | |||
| Profitability |
JSC Federal Credit Union
Houston, TX |
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| 5-Year Return on Average Assets | 0.44% | |||
| Net Income | 974.00K | |||
| Net Interest Spread | 3.23% | |||
| Operating Profit to Average Assets | 0.76% | |||
| Overhead Efficiency Ratio | 78.02% | |||
| Return on Assets | 0.15% | |||
| Return on Equity | 1.39% | |||