| Weiss Ratings |
JSC Federal Credit Union
Houston, TX |
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| Rating | ||||
| Asset Quality Index | 7.50 | |||
| Capitalization Index | 8.10 | |||
| Liquidity Index | 2.90 | |||
| Profitability Index | 3.80 | |||
| Stability Index | 7.10 | |||
| Company Info |
JSC Federal Credit Union
Houston, TX |
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| NCUA Charter Number | 2824 | |||
| Phone Number | (281) 488-7070 | |||
| Website | www.wellbyfinancial.com | |||
| Asset Quality |
JSC Federal Credit Union
Houston, TX |
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| 1-Year Asset Growth | 0.71% | |||
| 5-Year Asset Growth | 4.45% | |||
| 5-Year Charge-Offs to Average Loans | 0.36% | |||
| Charge-Offs to Average Loans | 0.59% | |||
| Non-Performing Assets to Assets | 0.67% | |||
| Non-Performing Loans to Capital | 6.16% | |||
| Non-Performing Loans to Loans | 0.77% | |||
| Balance Sheet |
JSC Federal Credit Union
Houston, TX |
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| Total Assets | 2.66B | |||
| Total Deposits | 2.36B | |||
| Capital and Reserves |
JSC Federal Credit Union
Houston, TX |
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| Capital | 271.37M | |||
| Leverage Ratio | 11.87 | |||
| Loan Loss Reserves to Loans | 0.90% | |||
| Liquidity |
JSC Federal Credit Union
Houston, TX |
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| Hot Money Ratio | 16.95% | |||
| Liquidity Ratio | 16.88% | |||
| Profitability |
JSC Federal Credit Union
Houston, TX |
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| 5-Year Return on Average Assets | 0.60% | |||
| Net Income | 3.20M | |||
| Net Interest Spread | 3.01% | |||
| Operating Profit to Average Assets | 0.86% | |||
| Overhead Efficiency Ratio | 74.23% | |||
| Return on Assets | 0.48% | |||
| Return on Equity | 4.74% | |||