Weiss Ratings |
JSC Federal Credit Union
Houston, TX |
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Rating | ||||
Asset Quality Index | 7.70 | |||
Capitalization Index | 9.10 | |||
Liquidity Index | 3.10 | |||
Profitability Index | 3.90 | |||
Stability Index | 6.70 | |||
Company Info |
JSC Federal Credit Union
Houston, TX |
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NCUA Charter Number | 2824 | |||
Phone Number | (281) 488-7070 | |||
Website | www.wellbyfinancial.com | |||
Asset Quality |
JSC Federal Credit Union
Houston, TX |
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1-Year Asset Growth | 1.25% | |||
5-Year Asset Growth | 3.34% | |||
5-Year Charge-Offs to Average Loans | 0.48% | |||
Charge-Offs to Average Loans | 0.72% | |||
Non-Performing Assets to Assets | 0.66% | |||
Non-Performing Loans to Capital | 5.70% | |||
Non-Performing Loans to Loans | 0.94% | |||
Balance Sheet |
JSC Federal Credit Union
Houston, TX |
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Total Assets | 2.66B | |||
Total Deposits | 2.34B | |||
Capital and Reserves |
JSC Federal Credit Union
Houston, TX |
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Capital | 289.78M | |||
Leverage Ratio | 11.86 | |||
Loan Loss Reserves to Loans | 1.13% | |||
Liquidity |
JSC Federal Credit Union
Houston, TX |
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Hot Money Ratio | 16.58% | |||
Liquidity Ratio | 19.69% | |||
Profitability |
JSC Federal Credit Union
Houston, TX |
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5-Year Return on Average Assets | 0.44% | |||
Net Income | 4.27M | |||
Net Interest Spread | 3.32% | |||
Operating Profit to Average Assets | 0.95% | |||
Overhead Efficiency Ratio | 74.53% | |||
Return on Assets | 0.32% | |||
Return on Equity | 3.00% | |||