| Weiss Ratings |
Edwards Federal Credit Union
Edwards, CA |
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| Rating | ||||
| Asset Quality Index | 7.80 | |||
| Capitalization Index | 3.00 | |||
| Liquidity Index | 4.20 | |||
| Profitability Index | 0.70 | |||
| Stability Index | 2.60 | |||
| Company Info |
Edwards Federal Credit Union
Edwards, CA |
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| NCUA Charter Number | 2836 | |||
| Phone Number | (661) 952-5945 | |||
| Website | www.edwardsfcu.org | |||
| Asset Quality |
Edwards Federal Credit Union
Edwards, CA |
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| 1-Year Asset Growth | -0.17% | |||
| 5-Year Asset Growth | 5.21% | |||
| 5-Year Charge-Offs to Average Loans | 0.27% | |||
| Charge-Offs to Average Loans | 0.39% | |||
| Non-Performing Assets to Assets | 0.28% | |||
| Non-Performing Loans to Capital | 5.22% | |||
| Non-Performing Loans to Loans | 0.55% | |||
| Balance Sheet |
Edwards Federal Credit Union
Edwards, CA |
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| Total Assets | 268.76M | |||
| Total Deposits | 247.46M | |||
| Capital and Reserves |
Edwards Federal Credit Union
Edwards, CA |
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| Capital | 14.12M | |||
| Leverage Ratio | 9.09 | |||
| Loan Loss Reserves to Loans | 0.41% | |||
| Liquidity |
Edwards Federal Credit Union
Edwards, CA |
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| Hot Money Ratio | 7.91% | |||
| Liquidity Ratio | 21.24% | |||
| Profitability |
Edwards Federal Credit Union
Edwards, CA |
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| 5-Year Return on Average Assets | 0.23% | |||
| Net Income | 88.00K | |||
| Net Interest Spread | 3.91% | |||
| Operating Profit to Average Assets | 0.22% | |||
| Overhead Efficiency Ratio | 94.88% | |||
| Return on Assets | 0.13% | |||
| Return on Equity | 2.63% | |||