| Weiss Ratings |
Edwards Federal Credit Union
Edwards, CA |
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| Rating | ||||
| Asset Quality Index | 7.60 | |||
| Capitalization Index | 3.40 | |||
| Liquidity Index | 3.60 | |||
| Profitability Index | 0.10 | |||
| Stability Index | 2.60 | |||
| Company Info |
Edwards Federal Credit Union
Edwards, CA |
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| NCUA Charter Number | 2836 | |||
| Phone Number | (661) 952-5945 | |||
| Website | www.edwardsfcu.org | |||
| Asset Quality |
Edwards Federal Credit Union
Edwards, CA |
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| 1-Year Asset Growth | 2.80% | |||
| 5-Year Asset Growth | 5.21% | |||
| 5-Year Charge-Offs to Average Loans | 0.27% | |||
| Charge-Offs to Average Loans | 0.44% | |||
| Non-Performing Assets to Assets | 0.40% | |||
| Non-Performing Loans to Capital | 6.66% | |||
| Non-Performing Loans to Loans | 0.73% | |||
| Balance Sheet |
Edwards Federal Credit Union
Edwards, CA |
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| Total Assets | 268.49M | |||
| Total Deposits | 245.68M | |||
| Capital and Reserves |
Edwards Federal Credit Union
Edwards, CA |
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| Capital | 15.19M | |||
| Leverage Ratio | 9.02 | |||
| Loan Loss Reserves to Loans | 0.64% | |||
| Liquidity |
Edwards Federal Credit Union
Edwards, CA |
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| Hot Money Ratio | 8.71% | |||
| Liquidity Ratio | 16.94% | |||
| Profitability |
Edwards Federal Credit Union
Edwards, CA |
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| 5-Year Return on Average Assets | 0.23% | |||
| Net Income | -381.00K | |||
| Net Interest Spread | 3.93% | |||
| Operating Profit to Average Assets | 0.22% | |||
| Overhead Efficiency Ratio | 95.45% | |||
| Return on Assets | -0.19% | |||
| Return on Equity | -3.59% | |||