| Weiss Ratings |
Edwards Federal Credit Union
Edwards, CA |
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| Rating | ||||
| Asset Quality Index | 8.20 | |||
| Capitalization Index | 0.60 | |||
| Liquidity Index | 4.60 | |||
| Profitability Index | 4.40 | |||
| Stability Index | 3.10 | |||
| Company Info |
Edwards Federal Credit Union
Edwards, CA |
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| NCUA Charter Number | 2836 | |||
| Phone Number | (661) 952-5945 | |||
| Website | edwardsfcu.org | |||
| Asset Quality |
Edwards Federal Credit Union
Edwards, CA |
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| 1-Year Asset Growth | -2.09% | |||
| 5-Year Asset Growth | 6.27% | |||
| 5-Year Charge-Offs to Average Loans | 0.24% | |||
| Charge-Offs to Average Loans | 0.23% | |||
| Non-Performing Assets to Assets | 0.20% | |||
| Non-Performing Loans to Capital | 4.84% | |||
| Non-Performing Loans to Loans | 0.43% | |||
| Balance Sheet |
Edwards Federal Credit Union
Edwards, CA |
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| Total Assets | 269.21M | |||
| Total Deposits | 252.00M | |||
| Capital and Reserves |
Edwards Federal Credit Union
Edwards, CA |
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| Capital | 10.59M | |||
| Leverage Ratio | 8.91 | |||
| Loan Loss Reserves to Loans | 0.30% | |||
| Liquidity |
Edwards Federal Credit Union
Edwards, CA |
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| Hot Money Ratio | 7.47% | |||
| Liquidity Ratio | 19.93% | |||
| Profitability |
Edwards Federal Credit Union
Edwards, CA |
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| 5-Year Return on Average Assets | 0.28% | |||
| Net Income | 435.00K | |||
| Net Interest Spread | 3.73% | |||
| Operating Profit to Average Assets | 0.66% | |||
| Overhead Efficiency Ratio | 83.74% | |||
| Return on Assets | 0.65% | |||
| Return on Equity | 16.43% | |||