E
Watsonville Hospital Federal Credit Union
Rating Date
May 2024
Net Capital
Ratio
7.27
Leverage
Ratio
7.27
Return On
Assets
-2.02%
Total
Assets
10.25M
Capital
745.00K
Total
Deposits
9.72M
Net
Income
-52.00K
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Weiss Ratings Watsonville Hospital Federal Credit Union
Watsonville, CA 		Click to
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Rating E
Asset Quality Index 2.90
Capitalization Index 4.90
Liquidity Index 3.60
Profitability Index 0.00
Stability Index 1.20
Company Info Watsonville Hospital Federal Credit Union
Watsonville, CA 		Click to
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NCUA Charter Number 2837
Phone Number (831) 724-8098
Website www.wahfcu.com
Asset Quality Watsonville Hospital Federal Credit Union
Watsonville, CA 		Click to
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1-Year Asset Growth -13.05%
5-Year Asset Growth -5.40%
5-Year Charge-Offs to Average Loans 0.55%
Charge-Offs to Average Loans 1.11%
Non-Performing Assets to Assets 1.66%
Non-Performing Loans to Capital 19.32%
Non-Performing Loans to Loans 3.02%
Balance Sheet Watsonville Hospital Federal Credit Union
Watsonville, CA 		Click to
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Total Assets 10.25M
Total Deposits 9.72M
Capital and Reserves Watsonville Hospital Federal Credit Union
Watsonville, CA 		Click to
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Capital 745.00K
Leverage Ratio 7.27
Loan Loss Reserves to Loans 2.40%
Liquidity Watsonville Hospital Federal Credit Union
Watsonville, CA 		Click to
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Hot Money Ratio 4.42%
Liquidity Ratio 15.04%
Profitability Watsonville Hospital Federal Credit Union
Watsonville, CA 		Click to
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5-Year Return on Average Assets -0.86%
Net Income -52.00K
Net Interest Spread 3.67%
Operating Profit to Average Assets -0.78%
Overhead Efficiency Ratio 131.52%
Return on Assets -2.02%
Return on Equity -26.98%