A.B. Federal Credit Union
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (6.2 on a scale of 0 to 10).
Other Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a net capital to total assets of 14.0 and a net worth ratio of 14.8. A current level of 0.3 percent of nonperforming loans to core capital contributes to the Excellent asset quality (9.8).
Asset Mix:
Consumer loans (44%), home mtgs (8%), other (48%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
520 3rd Ave
Duncansville, PA 16635
Duncansville, PA 16635
Phone Number
(814) 944-4025
NCUA Charter Number
Website
Largest Competitors
Philadelphia, PA
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Duncansville, PA