Spencerport Federal Credit Union
| Weiss Ratings |
Spencerport Federal Credit Union
Spencerport, NY |
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| Rating | ||||
| Asset Quality Index | 6.50 | |||
| Capitalization Index | 6.10 | |||
| Liquidity Index | 2.70 | |||
| Profitability Index | 6.00 | |||
| Stability Index | 3.70 | |||
| Company Info |
Spencerport Federal Credit Union
Spencerport, NY |
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| NCUA Charter Number | 2848 | |||
| Phone Number | (585) 352-6890 | |||
| Website | www.spnfcu.org | |||
| Asset Quality |
Spencerport Federal Credit Union
Spencerport, NY |
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| 1-Year Asset Growth | 2.95% | |||
| 5-Year Asset Growth | 6.36% | |||
| 5-Year Charge-Offs to Average Loans | 0.19% | |||
| Charge-Offs to Average Loans | 0.48% | |||
| Non-Performing Assets to Assets | 0.66% | |||
| Non-Performing Loans to Capital | 7.40% | |||
| Non-Performing Loans to Loans | 0.81% | |||
| Balance Sheet |
Spencerport Federal Credit Union
Spencerport, NY |
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| Total Assets | 40.59M | |||
| Total Deposits | 36.91M | |||
| Capital and Reserves |
Spencerport Federal Credit Union
Spencerport, NY |
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| Capital | 3.47M | |||
| Leverage Ratio | 8.53 | |||
| Loan Loss Reserves to Loans | 0.65% | |||
| Liquidity |
Spencerport Federal Credit Union
Spencerport, NY |
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| Hot Money Ratio | 3.26% | |||
| Liquidity Ratio | 20.37% | |||
| Profitability |
Spencerport Federal Credit Union
Spencerport, NY |
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| 5-Year Return on Average Assets | 0.43% | |||
| Net Income | 156.00K | |||
| Net Interest Spread | 4.17% | |||
| Operating Profit to Average Assets | 1.02% | |||
| Overhead Efficiency Ratio | 74.82% | |||
| Return on Assets | 0.78% | |||
| Return on Equity | 9.23% | |||