Spencerport Federal Credit Union
| Weiss Ratings |
Spencerport Federal Credit Union
Spencerport, NY |
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| Rating | ||||
| Asset Quality Index | 5.50 | |||
| Capitalization Index | 6.40 | |||
| Liquidity Index | 2.60 | |||
| Profitability Index | 6.20 | |||
| Stability Index | 3.70 | |||
| Company Info |
Spencerport Federal Credit Union
Spencerport, NY |
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| NCUA Charter Number | 2848 | |||
| Phone Number | (585) 352-6890 | |||
| Website | www.spnfcu.org | |||
| Asset Quality |
Spencerport Federal Credit Union
Spencerport, NY |
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| 1-Year Asset Growth | 5.78% | |||
| 5-Year Asset Growth | 6.36% | |||
| 5-Year Charge-Offs to Average Loans | 0.19% | |||
| Charge-Offs to Average Loans | 0.32% | |||
| Non-Performing Assets to Assets | 0.94% | |||
| Non-Performing Loans to Capital | 10.16% | |||
| Non-Performing Loans to Loans | 1.67% | |||
| Balance Sheet |
Spencerport Federal Credit Union
Spencerport, NY |
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| Total Assets | 40.28M | |||
| Total Deposits | 36.42M | |||
| Capital and Reserves |
Spencerport Federal Credit Union
Spencerport, NY |
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| Capital | 3.55M | |||
| Leverage Ratio | 8.81 | |||
| Loan Loss Reserves to Loans | 0.87% | |||
| Liquidity |
Spencerport Federal Credit Union
Spencerport, NY |
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| Hot Money Ratio | 4.04% | |||
| Liquidity Ratio | 17.47% | |||
| Profitability |
Spencerport Federal Credit Union
Spencerport, NY |
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| 5-Year Return on Average Assets | 0.43% | |||
| Net Income | 239.00K | |||
| Net Interest Spread | 4.24% | |||
| Operating Profit to Average Assets | 1.09% | |||
| Overhead Efficiency Ratio | 73.62% | |||
| Return on Assets | 0.79% | |||
| Return on Equity | 9.31% | |||