Spencerport Federal Credit Union
| Weiss Ratings |
Spencerport Federal Credit Union
Spencerport, NY |
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| Rating | ||||
| Asset Quality Index | 7.00 | |||
| Capitalization Index | 5.30 | |||
| Liquidity Index | 2.80 | |||
| Profitability Index | 3.50 | |||
| Stability Index | 3.00 | |||
| Company Info |
Spencerport Federal Credit Union
Spencerport, NY |
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| NCUA Charter Number | 2848 | |||
| Phone Number | (585) 352-6890 | |||
| Website | www.spnfcu.org | |||
| Asset Quality |
Spencerport Federal Credit Union
Spencerport, NY |
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| 1-Year Asset Growth | -3.07% | |||
| 5-Year Asset Growth | 6.91% | |||
| 5-Year Charge-Offs to Average Loans | 0.24% | |||
| Charge-Offs to Average Loans | 0.33% | |||
| Non-Performing Assets to Assets | 0.35% | |||
| Non-Performing Loans to Capital | 4.42% | |||
| Non-Performing Loans to Loans | 0.65% | |||
| Balance Sheet |
Spencerport Federal Credit Union
Spencerport, NY |
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| Total Assets | 39.72M | |||
| Total Deposits | 36.59M | |||
| Capital and Reserves |
Spencerport Federal Credit Union
Spencerport, NY |
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| Capital | 3.04M | |||
| Leverage Ratio | 7.66 | |||
| Loan Loss Reserves to Loans | 0.58% | |||
| Liquidity |
Spencerport Federal Credit Union
Spencerport, NY |
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| Hot Money Ratio | 0.00% | |||
| Liquidity Ratio | 16.28% | |||
| Profitability |
Spencerport Federal Credit Union
Spencerport, NY |
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| 5-Year Return on Average Assets | 0.39% | |||
| Net Income | 31.00K | |||
| Net Interest Spread | 3.53% | |||
| Operating Profit to Average Assets | 0.73% | |||
| Overhead Efficiency Ratio | 78.38% | |||
| Return on Assets | 0.31% | |||
| Return on Equity | 4.09% | |||