B
Gibbons and Reed Employees Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
16.83
Leverage
Ratio
16.83
Return On
Assets
1.66%
Total
Assets
6.73M
Capital
1.13M
Total
Deposits
5.58M
Net
Income
80.00K
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Weiss Ratings Gibbons and Reed Employees Federal Credit Union
Salt Lake City, UT 		Click to
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Rating B
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 8.10
Profitability Index 9.00
Stability Index 5.70
Company Info Gibbons and Reed Employees Federal Credit Union
Salt Lake City, UT 		Click to
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NCUA Charter Number 2851
Phone Number (801) 322-4010
Website grcreditunion.com
Asset Quality Gibbons and Reed Employees Federal Credit Union
Salt Lake City, UT 		Click to
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1-Year Asset Growth 1.85%
5-Year Asset Growth 1.46%
5-Year Charge-Offs to Average Loans 0.73%
Charge-Offs to Average Loans -0.24%
Non-Performing Assets to Assets 0.13%
Non-Performing Loans to Capital 0.77%
Non-Performing Loans to Loans 0.53%
Balance Sheet Gibbons and Reed Employees Federal Credit Union
Salt Lake City, UT 		Click to
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Total Assets 6.73M
Total Deposits 5.58M
Capital and Reserves Gibbons and Reed Employees Federal Credit Union
Salt Lake City, UT 		Click to
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Capital 1.13M
Leverage Ratio 16.83
Loan Loss Reserves to Loans 2.48%
Liquidity Gibbons and Reed Employees Federal Credit Union
Salt Lake City, UT 		Click to
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Hot Money Ratio 0.00%
Liquidity Ratio 89.20%
Profitability Gibbons and Reed Employees Federal Credit Union
Salt Lake City, UT 		Click to
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5-Year Return on Average Assets 0.38%
Net Income 80.00K
Net Interest Spread 4.82%
Operating Profit to Average Assets 1.89%
Overhead Efficiency Ratio 61.76%
Return on Assets 1.66%
Return on Equity 9.77%