B
Gibbons and Reed Employees Federal Credit Union
Rating Date
September 2025
Net Capital
Ratio
17.04
Leverage
Ratio
17.04
Return On
Assets
1.51%
Total
Assets
6.46M
Capital
1.10M
Total
Deposits
5.35M
Net
Income
48.00K
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Weiss Ratings Gibbons and Reed Employees Federal Credit Union
Salt Lake City, UT 		Click to
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Rating B
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 8.10
Profitability Index 8.40
Stability Index 5.70
Company Info Gibbons and Reed Employees Federal Credit Union
Salt Lake City, UT 		Click to
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NCUA Charter Number 2851
Phone Number (801) 322-4010
Website grcreditunion.com
Asset Quality Gibbons and Reed Employees Federal Credit Union
Salt Lake City, UT 		Click to
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1-Year Asset Growth 3.02%
5-Year Asset Growth 1.46%
5-Year Charge-Offs to Average Loans 0.73%
Charge-Offs to Average Loans -0.35%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet Gibbons and Reed Employees Federal Credit Union
Salt Lake City, UT 		Click to
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Total Assets 6.46M
Total Deposits 5.35M
Capital and Reserves Gibbons and Reed Employees Federal Credit Union
Salt Lake City, UT 		Click to
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Capital 1.10M
Leverage Ratio 17.04
Loan Loss Reserves to Loans 2.51%
Liquidity Gibbons and Reed Employees Federal Credit Union
Salt Lake City, UT 		Click to
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Hot Money Ratio 0.00%
Liquidity Ratio 87.89%
Profitability Gibbons and Reed Employees Federal Credit Union
Salt Lake City, UT 		Click to
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5-Year Return on Average Assets 0.38%
Net Income 48.00K
Net Interest Spread 4.96%
Operating Profit to Average Assets 1.77%
Overhead Efficiency Ratio 64.10%
Return on Assets 1.51%
Return on Equity 8.89%