| Weiss Ratings |
SMW 104 Federal Credit Union
Livermore, CA |
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| Rating | ||||
| Asset Quality Index | 9.70 | |||
| Capitalization Index | 9.00 | |||
| Liquidity Index | 5.70 | |||
| Profitability Index | 9.50 | |||
| Stability Index | 7.10 | |||
| Company Info |
SMW 104 Federal Credit Union
Livermore, CA |
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| NCUA Charter Number | 2853 | |||
| Phone Number | (510) 483-1300 | |||
| Website | www.smw104fcu.org | |||
| Asset Quality |
SMW 104 Federal Credit Union
Livermore, CA |
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| 1-Year Asset Growth | 4.14% | |||
| 5-Year Asset Growth | 0.59% | |||
| 5-Year Charge-Offs to Average Loans | 0.20% | |||
| Charge-Offs to Average Loans | 0.75% | |||
| Non-Performing Assets to Assets | 0.17% | |||
| Non-Performing Loans to Capital | 1.55% | |||
| Non-Performing Loans to Loans | 0.40% | |||
| Balance Sheet |
SMW 104 Federal Credit Union
Livermore, CA |
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| Total Assets | 108.30M | |||
| Total Deposits | 94.64M | |||
| Capital and Reserves |
SMW 104 Federal Credit Union
Livermore, CA |
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| Capital | 11.78M | |||
| Leverage Ratio | 11.54 | |||
| Loan Loss Reserves to Loans | 0.55% | |||
| Liquidity |
SMW 104 Federal Credit Union
Livermore, CA |
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| Hot Money Ratio | 17.46% | |||
| Liquidity Ratio | 36.20% | |||
| Profitability |
SMW 104 Federal Credit Union
Livermore, CA |
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| 5-Year Return on Average Assets | 0.82% | |||
| Net Income | 477.00K | |||
| Net Interest Spread | 4.10% | |||
| Operating Profit to Average Assets | 1.97% | |||
| Overhead Efficiency Ratio | 60.67% | |||
| Return on Assets | 1.76% | |||
| Return on Equity | 16.66% | |||