| Weiss Ratings |
SMW 104 Federal Credit Union
Livermore, CA |
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| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 9.70 | |||
| Liquidity Index | 5.70 | |||
| Profitability Index | 10.00 | |||
| Stability Index | 7.10 | |||
| Company Info |
SMW 104 Federal Credit Union
Livermore, CA |
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| NCUA Charter Number | 2853 | |||
| Phone Number | (510) 483-1300 | |||
| Website | www.smw104fcu.org | |||
| Asset Quality |
SMW 104 Federal Credit Union
Livermore, CA |
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| 1-Year Asset Growth | 6.13% | |||
| 5-Year Asset Growth | 0.59% | |||
| 5-Year Charge-Offs to Average Loans | 0.20% | |||
| Charge-Offs to Average Loans | 0.58% | |||
| Non-Performing Assets to Assets | 0.15% | |||
| Non-Performing Loans to Capital | 1.27% | |||
| Non-Performing Loans to Loans | 0.34% | |||
| Balance Sheet |
SMW 104 Federal Credit Union
Livermore, CA |
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| Total Assets | 113.86M | |||
| Total Deposits | 99.52M | |||
| Capital and Reserves |
SMW 104 Federal Credit Union
Livermore, CA |
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| Capital | 12.94M | |||
| Leverage Ratio | 11.85 | |||
| Loan Loss Reserves to Loans | 0.53% | |||
| Liquidity |
SMW 104 Federal Credit Union
Livermore, CA |
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| Hot Money Ratio | 19.57% | |||
| Liquidity Ratio | 36.37% | |||
| Profitability |
SMW 104 Federal Credit Union
Livermore, CA |
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| 5-Year Return on Average Assets | 0.82% | |||
| Net Income | 1.47M | |||
| Net Interest Spread | 4.28% | |||
| Operating Profit to Average Assets | 1.91% | |||
| Overhead Efficiency Ratio | 62.03% | |||
| Return on Assets | 1.78% | |||
| Return on Equity | 16.31% | |||