B
Morton Lane Federal Credit Union
BuffaloNY
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Morton Lane Federal Credit Union
Buffalo, NY
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Rating B
Asset Quality Index 7.80
Capitalization Index 10.00
Liquidity Index 2.00
Profitability Index 3.10
Stability Index 5.30
Company Info Morton Lane Federal Credit Union
Buffalo, NY
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NCUA Charter Number 2863
Phone Number (716) 837-2007
Website www.mortonlanedirect.com
Asset Quality Morton Lane Federal Credit Union
Buffalo, NY
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1-Year Asset Growth -1.72%
5-Year Asset Growth 6.89%
5-Year Charge-Offs to Average Loans 0.79%
Charge-Offs to Average Loans 0.36%
Non-Performing Assets to Assets 0.75%
Non-Performing Loans to Capital 6.05%
Non-Performing Loans to Loans 1.58%
Balance Sheet Morton Lane Federal Credit Union
Buffalo, NY
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Total Assets 65.33M
Total Deposits 57.34M
Capital and Reserves Morton Lane Federal Credit Union
Buffalo, NY
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Capital 7.89M
Leverage Ratio 12.07
Loan Loss Reserves to Loans 0.64%
Liquidity Morton Lane Federal Credit Union
Buffalo, NY
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Hot Money Ratio 34.26%
Liquidity Ratio 11.46%
Profitability Morton Lane Federal Credit Union
Buffalo, NY
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5-Year Return on Average Assets 0.38%
Net Income 153.00K
Net Interest Spread 2.60%
Operating Profit to Average Assets 0.51%
Overhead Efficiency Ratio 81.23%
Return on Assets 0.31%
Return on Equity 2.61%