B
Regional Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Regional Federal Credit Union
Winfield, IN
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Rating B
Asset Quality Index 8.40
Capitalization Index 9.50
Liquidity Index 4.00
Profitability Index 4.10
Stability Index 7.50
Company Info Regional Federal Credit Union
Winfield, IN
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NCUA Charter Number 2871
Phone Number (800) 762-7419
Website www.regionalfcu.org
Asset Quality Regional Federal Credit Union
Winfield, IN
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1-Year Asset Growth 1.00%
5-Year Asset Growth 5.28%
5-Year Charge-Offs to Average Loans 0.35%
Charge-Offs to Average Loans 0.90%
Non-Performing Assets to Assets 0.52%
Non-Performing Loans to Capital 4.46%
Non-Performing Loans to Loans 0.86%
Balance Sheet Regional Federal Credit Union
Winfield, IN
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Total Assets 184.63M
Total Deposits 163.46M
Capital and Reserves Regional Federal Credit Union
Winfield, IN
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Capital 20.62M
Leverage Ratio 12.62
Loan Loss Reserves to Loans 0.73%
Liquidity Regional Federal Credit Union
Winfield, IN
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Hot Money Ratio 1.06%
Liquidity Ratio 27.44%
Profitability Regional Federal Credit Union
Winfield, IN
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5-Year Return on Average Assets 0.82%
Net Income 213.00K
Net Interest Spread 4.56%
Operating Profit to Average Assets 0.95%
Overhead Efficiency Ratio 81.20%
Return on Assets 0.47%
Return on Equity 4.20%