A
Chocolate Bayou Community Federal Credit Union
Alvin,  TX
Rating Date
May 2024
Net Capital
Ratio
11.70
Leverage
Ratio
11.70
Return On
Assets
0.93%
Total
Assets
153.11M
Capital
16.55M
Total
Deposits
135.91M
Net
Income
356.00K
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Weiss Ratings Chocolate Bayou Community Federal Credit Union
Alvin, TX 		Click to
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Rating A
Asset Quality Index 9.90
Capitalization Index 10.00
Liquidity Index 4.70
Profitability Index 4.40
Stability Index 8.00
Company Info Chocolate Bayou Community Federal Credit Union
Alvin, TX 		Click to
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NCUA Charter Number 2882
Phone Number (281) 331-2253
Website www.chocolatebayou.org
Asset Quality Chocolate Bayou Community Federal Credit Union
Alvin, TX 		Click to
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1-Year Asset Growth -3.05%
5-Year Asset Growth 4.94%
5-Year Charge-Offs to Average Loans 0.16%
Charge-Offs to Average Loans 0.03%
Non-Performing Assets to Assets 0.18%
Non-Performing Loans to Capital 1.68%
Non-Performing Loans to Loans 0.28%
Balance Sheet Chocolate Bayou Community Federal Credit Union
Alvin, TX 		Click to
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Total Assets 153.11M
Total Deposits 135.91M
Capital and Reserves Chocolate Bayou Community Federal Credit Union
Alvin, TX 		Click to
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Capital 16.55M
Leverage Ratio 11.70
Loan Loss Reserves to Loans 0.24%
Liquidity Chocolate Bayou Community Federal Credit Union
Alvin, TX 		Click to
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Hot Money Ratio 1.77%
Liquidity Ratio 23.93%
Profitability Chocolate Bayou Community Federal Credit Union
Alvin, TX 		Click to
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5-Year Return on Average Assets 0.92%
Net Income 356.00K
Net Interest Spread 4.20%
Operating Profit to Average Assets 1.07%
Overhead Efficiency Ratio 80.18%
Return on Assets 0.93%
Return on Equity 8.79%