A
Chocolate Bayou Community Federal Credit Union
Alvin,  TX
Rating Date
May 2024
Net Capital
Ratio
12.48
Leverage
Ratio
12.48
Return On
Assets
1.00%
Total
Assets
149.81M
Capital
17.40M
Total
Deposits
131.47M
Net
Income
1.14M
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Weiss Ratings Chocolate Bayou Community Federal Credit Union
Alvin, TX 		Click to
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Rating A
Asset Quality Index 9.70
Capitalization Index 10.00
Liquidity Index 4.60
Profitability Index 4.50
Stability Index 8.30
Company Info Chocolate Bayou Community Federal Credit Union
Alvin, TX 		Click to
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NCUA Charter Number 2882
Phone Number (281) 331-2253
Website www.chocolatebayou.org
Asset Quality Chocolate Bayou Community Federal Credit Union
Alvin, TX 		Click to
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1-Year Asset Growth -1.53%
5-Year Asset Growth 4.94%
5-Year Charge-Offs to Average Loans 0.16%
Charge-Offs to Average Loans 0.12%
Non-Performing Assets to Assets 0.28%
Non-Performing Loans to Capital 2.42%
Non-Performing Loans to Loans 0.49%
Balance Sheet Chocolate Bayou Community Federal Credit Union
Alvin, TX 		Click to
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Total Assets 149.81M
Total Deposits 131.47M
Capital and Reserves Chocolate Bayou Community Federal Credit Union
Alvin, TX 		Click to
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Capital 17.40M
Leverage Ratio 12.48
Loan Loss Reserves to Loans 0.12%
Liquidity Chocolate Bayou Community Federal Credit Union
Alvin, TX 		Click to
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Hot Money Ratio 2.45%
Liquidity Ratio 23.56%
Profitability Chocolate Bayou Community Federal Credit Union
Alvin, TX 		Click to
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5-Year Return on Average Assets 0.92%
Net Income 1.14M
Net Interest Spread 4.44%
Operating Profit to Average Assets 1.02%
Overhead Efficiency Ratio 81.96%
Return on Assets 1.00%
Return on Equity 9.05%