| Weiss Ratings |
Franklin -Somerset Federal Credit Union
Madison, ME |
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| Rating | ||||
| Asset Quality Index | 9.70 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 5.80 | |||
| Profitability Index | 6.80 | |||
| Stability Index | 8.30 | |||
| Company Info |
Franklin -Somerset Federal Credit Union
Madison, ME |
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| NCUA Charter Number | 2885 | |||
| Phone Number | (207) 612-5400 | |||
| Website | www.f-sfcu.com | |||
| Asset Quality |
Franklin -Somerset Federal Credit Union
Madison, ME |
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| 1-Year Asset Growth | -0.19% | |||
| 5-Year Asset Growth | 6.69% | |||
| 5-Year Charge-Offs to Average Loans | 0.40% | |||
| Charge-Offs to Average Loans | 0.52% | |||
| Non-Performing Assets to Assets | 0.19% | |||
| Non-Performing Loans to Capital | 1.51% | |||
| Non-Performing Loans to Loans | 0.40% | |||
| Balance Sheet |
Franklin -Somerset Federal Credit Union
Madison, ME |
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| Total Assets | 132.72M | |||
| Total Deposits | 115.86M | |||
| Capital and Reserves |
Franklin -Somerset Federal Credit Union
Madison, ME |
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| Capital | 16.11M | |||
| Leverage Ratio | 12.13 | |||
| Loan Loss Reserves to Loans | 1.00% | |||
| Liquidity |
Franklin -Somerset Federal Credit Union
Madison, ME |
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| Hot Money Ratio | 5.29% | |||
| Liquidity Ratio | 31.73% | |||
| Profitability |
Franklin -Somerset Federal Credit Union
Madison, ME |
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| 5-Year Return on Average Assets | 0.64% | |||
| Net Income | 293.00K | |||
| Net Interest Spread | 4.58% | |||
| Operating Profit to Average Assets | 1.21% | |||
| Overhead Efficiency Ratio | 74.46% | |||
| Return on Assets | 0.90% | |||
| Return on Equity | 7.34% | |||