| Weiss Ratings |
Franklin -Somerset Federal Credit Union
Madison, ME |
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| Rating | ||||
| Asset Quality Index | 9.80 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 5.80 | |||
| Profitability Index | 8.70 | |||
| Stability Index | 8.10 | |||
| Company Info |
Franklin -Somerset Federal Credit Union
Madison, ME |
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| NCUA Charter Number | 2885 | |||
| Phone Number | (207) 612-5400 | |||
| Website | www.f-sfcu.com | |||
| Asset Quality |
Franklin -Somerset Federal Credit Union
Madison, ME |
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| 1-Year Asset Growth | 4.56% | |||
| 5-Year Asset Growth | 7.45% | |||
| 5-Year Charge-Offs to Average Loans | 0.32% | |||
| Charge-Offs to Average Loans | 0.39% | |||
| Non-Performing Assets to Assets | 0.30% | |||
| Non-Performing Loans to Capital | 2.23% | |||
| Non-Performing Loans to Loans | 0.64% | |||
| Balance Sheet |
Franklin -Somerset Federal Credit Union
Madison, ME |
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| Total Assets | 142.22M | |||
| Total Deposits | 123.35M | |||
| Capital and Reserves |
Franklin -Somerset Federal Credit Union
Madison, ME |
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| Capital | 18.17M | |||
| Leverage Ratio | 12.78 | |||
| Loan Loss Reserves to Loans | 1.01% | |||
| Liquidity |
Franklin -Somerset Federal Credit Union
Madison, ME |
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| Hot Money Ratio | 9.13% | |||
| Liquidity Ratio | 33.34% | |||
| Profitability |
Franklin -Somerset Federal Credit Union
Madison, ME |
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| 5-Year Return on Average Assets | 0.73% | |||
| Net Income | 1.17M | |||
| Net Interest Spread | 4.75% | |||
| Operating Profit to Average Assets | 1.32% | |||
| Overhead Efficiency Ratio | 72.35% | |||
| Return on Assets | 1.11% | |||
| Return on Equity | 8.86% | |||