B
ORNL Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings ORNL Federal Credit Union
Oak Ridge, TN
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Rating B
Asset Quality Index 8.10
Capitalization Index 9.40
Liquidity Index 2.10
Profitability Index 9.40
Stability Index 5.70
Company Info ORNL Federal Credit Union
Oak Ridge, TN
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NCUA Charter Number 290
Phone Number (865) 688-9555
Website www.ornlfcu.com
Asset Quality ORNL Federal Credit Union
Oak Ridge, TN
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1-Year Asset Growth 11.82%
5-Year Asset Growth 12.25%
5-Year Charge-Offs to Average Loans 0.21%
Charge-Offs to Average Loans 0.48%
Non-Performing Assets to Assets 0.55%
Non-Performing Loans to Capital 4.51%
Non-Performing Loans to Loans 0.58%
Balance Sheet ORNL Federal Credit Union
Oak Ridge, TN
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Total Assets 4.54B
Total Deposits 3.70B
Capital and Reserves ORNL Federal Credit Union
Oak Ridge, TN
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Capital 504.45M
Leverage Ratio 11.18
Loan Loss Reserves to Loans 1.14%
Liquidity ORNL Federal Credit Union
Oak Ridge, TN
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Hot Money Ratio 22.33%
Liquidity Ratio 10.16%
Profitability ORNL Federal Credit Union
Oak Ridge, TN
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5-Year Return on Average Assets 1.24%
Net Income 45.94M
Net Interest Spread 3.89%
Operating Profit to Average Assets 1.90%
Overhead Efficiency Ratio 57.51%
Return on Assets 1.41%
Return on Equity 12.77%