C
Ware County School Employees Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
13.31
Leverage
Ratio
13.31
Return On
Assets
0.85%
Total
Assets
6.30M
Capital
838.00K
Total
Deposits
5.46M
Net
Income
40.00K
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Weiss Ratings Ware County School Employees Federal Credit Union
Waycross, GA 		Click to
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Rating C
Asset Quality Index 8.70
Capitalization Index 10.00
Liquidity Index 3.80
Profitability Index 6.00
Stability Index 4.30
Company Info Ware County School Employees Federal Credit Union
Waycross, GA 		Click to
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NCUA Charter Number 2904
Phone Number (912) 285-9728
Website www.warecountyschoolemployeesfcu.com
Asset Quality Ware County School Employees Federal Credit Union
Waycross, GA 		Click to
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1-Year Asset Growth 0.46%
5-Year Asset Growth 7.80%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.03%
Non-Performing Assets to Assets 0.03%
Non-Performing Loans to Capital 0.23%
Non-Performing Loans to Loans 0.05%
Balance Sheet Ware County School Employees Federal Credit Union
Waycross, GA 		Click to
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Total Assets 6.30M
Total Deposits 5.46M
Capital and Reserves Ware County School Employees Federal Credit Union
Waycross, GA 		Click to
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Capital 838.00K
Leverage Ratio 13.31
Loan Loss Reserves to Loans 0.77%
Liquidity Ware County School Employees Federal Credit Union
Waycross, GA 		Click to
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Hot Money Ratio 37.91%
Liquidity Ratio 33.64%
Profitability Ware County School Employees Federal Credit Union
Waycross, GA 		Click to
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5-Year Return on Average Assets 1.08%
Net Income 40.00K
Net Interest Spread 3.63%
Operating Profit to Average Assets 0.85%
Overhead Efficiency Ratio 73.86%
Return on Assets 0.85%
Return on Equity 6.52%