Ware County School Employees Federal Credit Union

Waycross, GA

Rating Date

July 2025

Net Capital
Ratio

Leverage
Ratio

Return On
Assets

Total
Assets

Capital

Total
Deposits

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Weiss Ratings	Ware County School Employees Federal Credit Union Waycross, GA	Click to Compare	Click to Compare	Click to Compare
Rating	C
Asset Quality Index	8.70
Capitalization Index	10.00
Liquidity Index	4.10
Profitability Index	6.20
Stability Index	4.30

Company Info	Ware County School Employees Federal Credit Union Waycross, GA	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	2904
Phone Number	(912) 285-9728
Website	www.warecountyschoolemployeesfcu.com

Asset Quality	Ware County School Employees Federal Credit Union Waycross, GA	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	-3.42%
5-Year Asset Growth	7.80%
5-Year Charge-Offs to Average Loans	0.00%
Charge-Offs to Average Loans	0.00%
Non-Performing Assets to Assets	0.00%
Non-Performing Loans to Capital	0.00%
Non-Performing Loans to Loans	0.00%

Balance Sheet	Ware County School Employees Federal Credit Union Waycross, GA	Click to Compare	Click to Compare	Click to Compare
Total Assets	6.33M
Total Deposits	5.51M

Capital and Reserves	Ware County School Employees Federal Credit Union Waycross, GA	Click to Compare	Click to Compare	Click to Compare
Capital	824.00K
Leverage Ratio	13.02
Loan Loss Reserves to Loans	0.78%

Liquidity	Ware County School Employees Federal Credit Union Waycross, GA	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	28.68%
Liquidity Ratio	34.74%

Profitability	Ware County School Employees Federal Credit Union Waycross, GA	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	1.08%
Net Income	26.00K
Net Interest Spread	3.59%
Operating Profit to Average Assets	0.86%
Overhead Efficiency Ratio	74.00%
Return on Assets	0.83%
Return on Equity	6.40%