Manchester Federal Credit Union

Manchester-by-the-Sea, MA

Rating Date

September 2025

Net Capital
Ratio

Leverage
Ratio

Return On
Assets

Total
Assets

Capital

Total
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Weiss Ratings	Manchester Federal Credit Union Manchester-by-the-Sea, MA	Click to Compare	Click to Compare	Click to Compare
Rating	C
Asset Quality Index	8.70
Capitalization Index	10.00
Liquidity Index	6.10
Profitability Index	3.20
Stability Index	7.20

Company Info	Manchester Federal Credit Union Manchester-by-the-Sea, MA	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	2905
Phone Number	(978) 526-4229
Website	www.manchester.ma.us/394/Manchester-Federal-Credit-Union

Asset Quality	Manchester Federal Credit Union Manchester-by-the-Sea, MA	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	-6.55%
5-Year Asset Growth	-2.93%
5-Year Charge-Offs to Average Loans	0.00%
Charge-Offs to Average Loans	0.00%
Non-Performing Assets to Assets	0.00%
Non-Performing Loans to Capital	0.00%
Non-Performing Loans to Loans	0.00%

Balance Sheet	Manchester Federal Credit Union Manchester-by-the-Sea, MA	Click to Compare	Click to Compare	Click to Compare
Total Assets	1.30M
Total Deposits	1.09M

Capital and Reserves	Manchester Federal Credit Union Manchester-by-the-Sea, MA	Click to Compare	Click to Compare	Click to Compare
Capital	209.00K
Leverage Ratio	16.10
Loan Loss Reserves to Loans	0.92%

Liquidity	Manchester Federal Credit Union Manchester-by-the-Sea, MA	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	0.00%
Liquidity Ratio	58.72%

Profitability	Manchester Federal Credit Union Manchester-by-the-Sea, MA	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.25%
Net Income	2.00K
Net Interest Spread	4.82%
Operating Profit to Average Assets	0.15%
Overhead Efficiency Ratio	96.43%
Return on Assets	0.31%
Return on Equity	1.91%