| Weiss Ratings |
Graco Federal Credit Union
Alma, MI |
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| Rating | ||||
| Asset Quality Index | 9.90 | |||
| Capitalization Index | 8.20 | |||
| Liquidity Index | 6.10 | |||
| Profitability Index | 9.10 | |||
| Stability Index | 4.80 | |||
| Company Info |
Graco Federal Credit Union
Alma, MI |
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| NCUA Charter Number | 2907 | |||
| Phone Number | (989) 463-1247 | |||
| Website | www.gracofcu.org | |||
| Asset Quality |
Graco Federal Credit Union
Alma, MI |
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| 1-Year Asset Growth | 13.49% | |||
| 5-Year Asset Growth | 8.67% | |||
| 5-Year Charge-Offs to Average Loans | 0.42% | |||
| Charge-Offs to Average Loans | 0.46% | |||
| Non-Performing Assets to Assets | 0.08% | |||
| Non-Performing Loans to Capital | 0.73% | |||
| Non-Performing Loans to Loans | 0.16% | |||
| Balance Sheet |
Graco Federal Credit Union
Alma, MI |
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| Total Assets | 33.35M | |||
| Total Deposits | 29.66M | |||
| Capital and Reserves |
Graco Federal Credit Union
Alma, MI |
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| Capital | 3.43M | |||
| Leverage Ratio | 10.30 | |||
| Loan Loss Reserves to Loans | 0.90% | |||
| Liquidity |
Graco Federal Credit Union
Alma, MI |
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| Hot Money Ratio | 3.02% | |||
| Liquidity Ratio | 44.60% | |||
| Profitability |
Graco Federal Credit Union
Alma, MI |
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| 5-Year Return on Average Assets | 0.94% | |||
| Net Income | 268.00K | |||
| Net Interest Spread | 7.20% | |||
| Operating Profit to Average Assets | 1.34% | |||
| Overhead Efficiency Ratio | 77.23% | |||
| Return on Assets | 1.12% | |||
| Return on Equity | 10.91% | |||