| Weiss Ratings |
Graco Federal Credit Union
Alma, MI |
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| Rating | ||||
| Asset Quality Index | 8.80 | |||
| Capitalization Index | 8.10 | |||
| Liquidity Index | 6.00 | |||
| Profitability Index | 6.70 | |||
| Stability Index | 4.80 | |||
| Company Info |
Graco Federal Credit Union
Alma, MI |
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| NCUA Charter Number | 2907 | |||
| Phone Number | (989) 463-1247 | |||
| Website | www.gracofcu.org | |||
| Asset Quality |
Graco Federal Credit Union
Alma, MI |
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| 1-Year Asset Growth | 10.80% | |||
| 5-Year Asset Growth | 8.67% | |||
| 5-Year Charge-Offs to Average Loans | 0.42% | |||
| Charge-Offs to Average Loans | 0.82% | |||
| Non-Performing Assets to Assets | 0.23% | |||
| Non-Performing Loans to Capital | 2.11% | |||
| Non-Performing Loans to Loans | 0.45% | |||
| Balance Sheet |
Graco Federal Credit Union
Alma, MI |
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| Total Assets | 32.19M | |||
| Total Deposits | 28.70M | |||
| Capital and Reserves |
Graco Federal Credit Union
Alma, MI |
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| Capital | 3.30M | |||
| Leverage Ratio | 10.25 | |||
| Loan Loss Reserves to Loans | 0.94% | |||
| Liquidity |
Graco Federal Credit Union
Alma, MI |
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| Hot Money Ratio | 1.02% | |||
| Liquidity Ratio | 41.55% | |||
| Profitability |
Graco Federal Credit Union
Alma, MI |
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| 5-Year Return on Average Assets | 0.94% | |||
| Net Income | 134.00K | |||
| Net Interest Spread | 7.03% | |||
| Operating Profit to Average Assets | 1.29% | |||
| Overhead Efficiency Ratio | 77.73% | |||
| Return on Assets | 0.86% | |||
| Return on Equity | 8.29% | |||