| Weiss Ratings |
Graco Federal Credit Union
Alma, MI |
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| Rating | ||||
| Asset Quality Index | 6.90 | |||
| Capitalization Index | 7.50 | |||
| Liquidity Index | 5.20 | |||
| Profitability Index | 8.30 | |||
| Stability Index | 4.60 | |||
| Company Info |
Graco Federal Credit Union
Alma, MI |
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| NCUA Charter Number | 2907 | |||
| Phone Number | (989) 463-1247 | |||
| Website | www.gracofcu.org | |||
| Asset Quality |
Graco Federal Credit Union
Alma, MI |
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| 1-Year Asset Growth | -5.01% | |||
| 5-Year Asset Growth | 9.09% | |||
| 5-Year Charge-Offs to Average Loans | 0.37% | |||
| Charge-Offs to Average Loans | 0.44% | |||
| Non-Performing Assets to Assets | 0.33% | |||
| Non-Performing Loans to Capital | 3.18% | |||
| Non-Performing Loans to Loans | 0.54% | |||
| Balance Sheet |
Graco Federal Credit Union
Alma, MI |
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| Total Assets | 29.80M | |||
| Total Deposits | 26.77M | |||
| Capital and Reserves |
Graco Federal Credit Union
Alma, MI |
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| Capital | 2.92M | |||
| Leverage Ratio | 9.79 | |||
| Loan Loss Reserves to Loans | 0.91% | |||
| Liquidity |
Graco Federal Credit Union
Alma, MI |
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| Hot Money Ratio | 0.00% | |||
| Liquidity Ratio | 34.19% | |||
| Profitability |
Graco Federal Credit Union
Alma, MI |
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| 5-Year Return on Average Assets | 0.92% | |||
| Net Income | 89.00K | |||
| Net Interest Spread | 6.31% | |||
| Operating Profit to Average Assets | 1.61% | |||
| Overhead Efficiency Ratio | 72.85% | |||
| Return on Assets | 1.20% | |||
| Return on Equity | 12.40% | |||