B
Oregon State Credit Union
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Oregon State Credit Union
Corvallis, OR
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Rating B
Asset Quality Index 8.70
Capitalization Index 6.90
Liquidity Index 3.30
Profitability Index 8.20
Stability Index 6.30
Company Info Oregon State Credit Union
Corvallis, OR
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NCUA Charter Number 291
Phone Number (541) 714-4000
Website www.oregonstatecu.com
Asset Quality Oregon State Credit Union
Corvallis, OR
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1-Year Asset Growth 10.56%
5-Year Asset Growth 13.02%
5-Year Charge-Offs to Average Loans 0.69%
Charge-Offs to Average Loans 0.80%
Non-Performing Assets to Assets 0.36%
Non-Performing Loans to Capital 3.55%
Non-Performing Loans to Loans 0.49%
Balance Sheet Oregon State Credit Union
Corvallis, OR
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Total Assets 2.85B
Total Deposits 2.31B
Capital and Reserves Oregon State Credit Union
Corvallis, OR
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Capital 268.03M
Leverage Ratio 10.76
Loan Loss Reserves to Loans 1.04%
Liquidity Oregon State Credit Union
Corvallis, OR
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Hot Money Ratio 18.78%
Liquidity Ratio 18.31%
Profitability Oregon State Credit Union
Corvallis, OR
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5-Year Return on Average Assets 1.22%
Net Income 23.37M
Net Interest Spread 4.10%
Operating Profit to Average Assets 1.71%
Overhead Efficiency Ratio 59.76%
Return on Assets 1.16%
Return on Equity 12.57%