Westside Community Federal Credit Union

Churchville, NY

Rating Date

May 2024

Net Capital
Ratio

Leverage
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Total
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Weiss Ratings	Westside Community Federal Credit Union Churchville, NY	Click to Compare	Click to Compare	Click to Compare
Rating	C
Asset Quality Index	10.00
Capitalization Index	6.50
Liquidity Index	3.40
Profitability Index	8.10
Stability Index	4.30

Company Info	Westside Community Federal Credit Union Churchville, NY	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	2911
Phone Number	(585) 293-3840
Website	www.wscfcu.org

Asset Quality	Westside Community Federal Credit Union Churchville, NY	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	5.42%
5-Year Asset Growth	6.39%
5-Year Charge-Offs to Average Loans	-0.02%
Charge-Offs to Average Loans	-0.01%
Non-Performing Assets to Assets	0.01%
Non-Performing Loans to Capital	0.09%
Non-Performing Loans to Loans	0.01%

Balance Sheet	Westside Community Federal Credit Union Churchville, NY	Click to Compare	Click to Compare	Click to Compare
Total Assets	23.87M
Total Deposits	21.64M

Capital and Reserves	Westside Community Federal Credit Union Churchville, NY	Click to Compare	Click to Compare	Click to Compare
Capital	2.13M
Leverage Ratio	8.94
Loan Loss Reserves to Loans	0.40%

Liquidity	Westside Community Federal Credit Union Churchville, NY	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	0.00%
Liquidity Ratio	27.47%

Profitability	Westside Community Federal Credit Union Churchville, NY	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.56%
Net Income	235.00K
Net Interest Spread	3.74%
Operating Profit to Average Assets	1.31%
Overhead Efficiency Ratio	58.71%
Return on Assets	1.31%
Return on Equity	15.56%