C
Southwest Financial Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
14.60
Leverage
Ratio
14.60
Return On
Assets
0.12%
Total
Assets
85.73M
Capital
12.51M
Total
Deposits
72.59M
Net
Income
77.00K
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Weiss Ratings Southwest Financial Federal Credit Union
Farmers Branch, TX 		Click to
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Rating C
Asset Quality Index 6.30
Capitalization Index 10.00
Liquidity Index 1.60
Profitability Index 5.00
Stability Index 5.00
Company Info Southwest Financial Federal Credit Union
Farmers Branch, TX 		Click to
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NCUA Charter Number 2912
Phone Number (214) 630-7111
Website swfinancial.org
Asset Quality Southwest Financial Federal Credit Union
Farmers Branch, TX 		Click to
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1-Year Asset Growth 3.15%
5-Year Asset Growth 6.19%
5-Year Charge-Offs to Average Loans 1.71%
Charge-Offs to Average Loans 2.69%
Non-Performing Assets to Assets 1.37%
Non-Performing Loans to Capital 7.85%
Non-Performing Loans to Loans 1.59%
Balance Sheet Southwest Financial Federal Credit Union
Farmers Branch, TX 		Click to
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Total Assets 85.73M
Total Deposits 72.59M
Capital and Reserves Southwest Financial Federal Credit Union
Farmers Branch, TX 		Click to
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Capital 12.51M
Leverage Ratio 14.60
Loan Loss Reserves to Loans 3.34%
Liquidity Southwest Financial Federal Credit Union
Farmers Branch, TX 		Click to
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Hot Money Ratio 10.39%
Liquidity Ratio 11.23%
Profitability Southwest Financial Federal Credit Union
Farmers Branch, TX 		Click to
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5-Year Return on Average Assets 0.31%
Net Income 77.00K
Net Interest Spread 7.01%
Operating Profit to Average Assets 2.46%
Overhead Efficiency Ratio 73.72%
Return on Assets 0.12%
Return on Equity 0.83%