| Weiss Ratings |
Polish-American Federal Credit Union
Troy, MI |
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| Rating | ||||
| Asset Quality Index | 8.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.50 | |||
| Profitability Index | 8.40 | |||
| Stability Index | 7.00 | |||
| Company Info |
Polish-American Federal Credit Union
Troy, MI |
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| NCUA Charter Number | 292 | |||
| Phone Number | (248) 619-0440 | |||
| Website | www.mypafcu.com | |||
| Asset Quality |
Polish-American Federal Credit Union
Troy, MI |
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| 1-Year Asset Growth | 3.81% | |||
| 5-Year Asset Growth | 6.54% | |||
| 5-Year Charge-Offs to Average Loans | 0.02% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.52% | |||
| Non-Performing Loans to Capital | 5.09% | |||
| Non-Performing Loans to Loans | 0.98% | |||
| Balance Sheet |
Polish-American Federal Credit Union
Troy, MI |
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| Total Assets | 174.34M | |||
| Total Deposits | 151.52M | |||
| Capital and Reserves |
Polish-American Federal Credit Union
Troy, MI |
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| Capital | 21.94M | |||
| Leverage Ratio | 12.59 | |||
| Loan Loss Reserves to Loans | 0.41% | |||
| Liquidity |
Polish-American Federal Credit Union
Troy, MI |
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| Hot Money Ratio | 14.00% | |||
| Liquidity Ratio | 21.97% | |||
| Profitability |
Polish-American Federal Credit Union
Troy, MI |
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| 5-Year Return on Average Assets | 0.89% | |||
| Net Income | 387.00K | |||
| Net Interest Spread | 2.84% | |||
| Operating Profit to Average Assets | 0.91% | |||
| Overhead Efficiency Ratio | 61.99% | |||
| Return on Assets | 0.89% | |||
| Return on Equity | 7.12% | |||