B
Stoneham Municipal Employees Federal Credit Union
Rating Date
May 2024
Net Capital
Ratio
12.20
Leverage
Ratio
12.20
Return On
Assets
0.57%
Total
Assets
61.27M
Capital
8.60M
Total
Deposits
52.48M
Net
Income
88.00K
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Weiss Ratings Stoneham Municipal Employees Federal Credit Union
Stoneham, MA 		Click to
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Rating B
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 6.80
Profitability Index 1.90
Stability Index 6.40
Company Info Stoneham Municipal Employees Federal Credit Union
Stoneham, MA 		Click to
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NCUA Charter Number 2921
Phone Number (781) 438-3959
Website www.smefcu.org
Asset Quality Stoneham Municipal Employees Federal Credit Union
Stoneham, MA 		Click to
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1-Year Asset Growth -1.47%
5-Year Asset Growth 4.94%
5-Year Charge-Offs to Average Loans 0.07%
Charge-Offs to Average Loans 0.02%
Non-Performing Assets to Assets 0.03%
Non-Performing Loans to Capital 0.22%
Non-Performing Loans to Loans 0.09%
Balance Sheet Stoneham Municipal Employees Federal Credit Union
Stoneham, MA 		Click to
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Total Assets 61.27M
Total Deposits 52.48M
Capital and Reserves Stoneham Municipal Employees Federal Credit Union
Stoneham, MA 		Click to
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Capital 8.60M
Leverage Ratio 12.20
Loan Loss Reserves to Loans 0.51%
Liquidity Stoneham Municipal Employees Federal Credit Union
Stoneham, MA 		Click to
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Hot Money Ratio 3.90%
Liquidity Ratio 36.01%
Profitability Stoneham Municipal Employees Federal Credit Union
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5-Year Return on Average Assets 0.55%
Net Income 88.00K
Net Interest Spread 3.39%
Operating Profit to Average Assets 0.61%
Overhead Efficiency Ratio 81.34%
Return on Assets 0.57%
Return on Equity 4.12%