C
Memphis Municipal Employees Federal Credit Union
Memphis,  TN
Rating Date
July 2025
Net Capital
Ratio
20.67
Leverage
Ratio
20.73
Return On
Assets
-0.73%
Total
Assets
14.85M
Capital
3.07M
Total
Deposits
11.63M
Net
Income
-113.00K
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Weiss Ratings Memphis Municipal Employees Federal Credit Union
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Rating C
Asset Quality Index 9.50
Capitalization Index 10.00
Liquidity Index 6.20
Profitability Index 1.40
Stability Index 4.80
Company Info Memphis Municipal Employees Federal Credit Union
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NCUA Charter Number 2927
Phone Number (901) 528-2816
Website www.mmefcu.org
Asset Quality Memphis Municipal Employees Federal Credit Union
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1-Year Asset Growth -5.02%
5-Year Asset Growth 1.27%
5-Year Charge-Offs to Average Loans 1.49%
Charge-Offs to Average Loans 2.62%
Non-Performing Assets to Assets 0.62%
Non-Performing Loans to Capital 2.85%
Non-Performing Loans to Loans 1.64%
Balance Sheet Memphis Municipal Employees Federal Credit Union
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Total Assets 14.85M
Total Deposits 11.63M
Capital and Reserves Memphis Municipal Employees Federal Credit Union
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Capital 3.07M
Leverage Ratio 20.73
Loan Loss Reserves to Loans 2.89%
Liquidity Memphis Municipal Employees Federal Credit Union
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Hot Money Ratio 0.00%
Liquidity Ratio 54.21%
Profitability Memphis Municipal Employees Federal Credit Union
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5-Year Return on Average Assets -1.51%
Net Income -113.00K
Net Interest Spread 4.97%
Operating Profit to Average Assets 0.38%
Overhead Efficiency Ratio 93.42%
Return on Assets -0.73%
Return on Equity -3.63%