SouthPoint Financial Credit Union
| Weiss Ratings |
SouthPoint Financial Credit Union
Sleepy Eye, MN |
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| Rating | ||||
| Asset Quality Index | 9.90 | |||
| Capitalization Index | 8.50 | |||
| Liquidity Index | 3.00 | |||
| Profitability Index | 3.90 | |||
| Stability Index | 7.30 | |||
| Company Info |
SouthPoint Financial Credit Union
Sleepy Eye, MN |
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| NCUA Charter Number | 293 | |||
| Phone Number | (877) 794-5355 | |||
| Website | www.southpointfinancial.com | |||
| Asset Quality |
SouthPoint Financial Credit Union
Sleepy Eye, MN |
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| 1-Year Asset Growth | 6.39% | |||
| 5-Year Asset Growth | 8.23% | |||
| 5-Year Charge-Offs to Average Loans | 0.11% | |||
| Charge-Offs to Average Loans | 0.17% | |||
| Non-Performing Assets to Assets | 0.21% | |||
| Non-Performing Loans to Capital | 1.88% | |||
| Non-Performing Loans to Loans | 0.16% | |||
| Balance Sheet |
SouthPoint Financial Credit Union
Sleepy Eye, MN |
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| Total Assets | 545.69M | |||
| Total Deposits | 457.50M | |||
| Capital and Reserves |
SouthPoint Financial Credit Union
Sleepy Eye, MN |
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| Capital | 57.24M | |||
| Leverage Ratio | 11.19 | |||
| Loan Loss Reserves to Loans | 0.51% | |||
| Liquidity |
SouthPoint Financial Credit Union
Sleepy Eye, MN |
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| Hot Money Ratio | 7.95% | |||
| Liquidity Ratio | 15.59% | |||
| Profitability |
SouthPoint Financial Credit Union
Sleepy Eye, MN |
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| 5-Year Return on Average Assets | 0.58% | |||
| Net Income | 789.00K | |||
| Net Interest Spread | 2.86% | |||
| Operating Profit to Average Assets | 0.60% | |||
| Overhead Efficiency Ratio | 83.06% | |||
| Return on Assets | 0.59% | |||
| Return on Equity | 5.56% | |||