The Southern Credit Union
| Weiss Ratings |
The Southern Credit Union
Fayetteville, GA |
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| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 4.90 | |||
| Liquidity Index | 4.70 | |||
| Profitability Index | 4.70 | |||
| Stability Index | 5.80 | |||
| Company Info |
The Southern Credit Union
Fayetteville, GA |
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| NCUA Charter Number | 2934 | |||
| Phone Number | (770) 719-1111 | |||
| Website | www.southernonline.org | |||
| Asset Quality |
The Southern Credit Union
Fayetteville, GA |
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| 1-Year Asset Growth | -1.99% | |||
| 5-Year Asset Growth | 6.11% | |||
| 5-Year Charge-Offs to Average Loans | 0.19% | |||
| Charge-Offs to Average Loans | 0.26% | |||
| Non-Performing Assets to Assets | 0.02% | |||
| Non-Performing Loans to Capital | 0.32% | |||
| Non-Performing Loans to Loans | 0.06% | |||
| Balance Sheet |
The Southern Credit Union
Fayetteville, GA |
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| Total Assets | 533.48M | |||
| Total Deposits | 485.88M | |||
| Capital and Reserves |
The Southern Credit Union
Fayetteville, GA |
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| Capital | 38.57M | |||
| Leverage Ratio | 10.94 | |||
| Loan Loss Reserves to Loans | 0.52% | |||
| Liquidity |
The Southern Credit Union
Fayetteville, GA |
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| Hot Money Ratio | 6.56% | |||
| Liquidity Ratio | 12.45% | |||
| Profitability |
The Southern Credit Union
Fayetteville, GA |
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| 5-Year Return on Average Assets | 0.64% | |||
| Net Income | 802.00K | |||
| Net Interest Spread | 3.30% | |||
| Operating Profit to Average Assets | 0.75% | |||
| Overhead Efficiency Ratio | 80.78% | |||
| Return on Assets | 0.60% | |||
| Return on Equity | 8.45% | |||