The Southern Credit Union
| Weiss Ratings |
The Southern Credit Union
Fayetteville, GA |
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| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 7.40 | |||
| Liquidity Index | 4.80 | |||
| Profitability Index | 2.40 | |||
| Stability Index | 6.60 | |||
| Company Info |
The Southern Credit Union
Fayetteville, GA |
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| NCUA Charter Number | 2934 | |||
| Phone Number | (770) 719-1111 | |||
| Website | www.southernonline.org | |||
| Asset Quality |
The Southern Credit Union
Fayetteville, GA |
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| 1-Year Asset Growth | 2.82% | |||
| 5-Year Asset Growth | 5.60% | |||
| 5-Year Charge-Offs to Average Loans | 0.17% | |||
| Charge-Offs to Average Loans | 0.10% | |||
| Non-Performing Assets to Assets | 0.04% | |||
| Non-Performing Loans to Capital | 0.41% | |||
| Non-Performing Loans to Loans | 0.10% | |||
| Balance Sheet |
The Southern Credit Union
Fayetteville, GA |
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| Total Assets | 550.19M | |||
| Total Deposits | 488.02M | |||
| Capital and Reserves |
The Southern Credit Union
Fayetteville, GA |
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| Capital | 53.81M | |||
| Leverage Ratio | 11.52 | |||
| Loan Loss Reserves to Loans | 0.43% | |||
| Liquidity |
The Southern Credit Union
Fayetteville, GA |
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| Hot Money Ratio | 9.25% | |||
| Liquidity Ratio | 14.58% | |||
| Profitability |
The Southern Credit Union
Fayetteville, GA |
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| 5-Year Return on Average Assets | 0.67% | |||
| Net Income | 2.18M | |||
| Net Interest Spread | 3.47% | |||
| Operating Profit to Average Assets | 0.55% | |||
| Overhead Efficiency Ratio | 86.01% | |||
| Return on Assets | 0.53% | |||
| Return on Equity | 5.88% | |||