The Southern Credit Union
| Weiss Ratings |
The Southern Credit Union
Fayetteville, GA |
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| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 6.40 | |||
| Liquidity Index | 5.00 | |||
| Profitability Index | 3.30 | |||
| Stability Index | 6.30 | |||
| Company Info |
The Southern Credit Union
Fayetteville, GA |
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| NCUA Charter Number | 2934 | |||
| Phone Number | (770) 719-1111 | |||
| Website | www.southernonline.org | |||
| Asset Quality |
The Southern Credit Union
Fayetteville, GA |
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| 1-Year Asset Growth | 2.28% | |||
| 5-Year Asset Growth | 5.60% | |||
| 5-Year Charge-Offs to Average Loans | 0.17% | |||
| Charge-Offs to Average Loans | 0.18% | |||
| Non-Performing Assets to Assets | 0.04% | |||
| Non-Performing Loans to Capital | 0.62% | |||
| Non-Performing Loans to Loans | 0.14% | |||
| Balance Sheet |
The Southern Credit Union
Fayetteville, GA |
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| Total Assets | 548.28M | |||
| Total Deposits | 489.72M | |||
| Capital and Reserves |
The Southern Credit Union
Fayetteville, GA |
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| Capital | 50.10M | |||
| Leverage Ratio | 11.41 | |||
| Loan Loss Reserves to Loans | 0.45% | |||
| Liquidity |
The Southern Credit Union
Fayetteville, GA |
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| Hot Money Ratio | 8.63% | |||
| Liquidity Ratio | 16.22% | |||
| Profitability |
The Southern Credit Union
Fayetteville, GA |
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| 5-Year Return on Average Assets | 0.67% | |||
| Net Income | 1.35M | |||
| Net Interest Spread | 3.45% | |||
| Operating Profit to Average Assets | 0.56% | |||
| Overhead Efficiency Ratio | 84.93% | |||
| Return on Assets | 0.49% | |||
| Return on Equity | 5.62% | |||