| Weiss Ratings |
Mountain Valley Federal Credit Union
Peru, NY |
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| Rating | ||||
| Asset Quality Index | 5.00 | |||
| Capitalization Index | 4.80 | |||
| Liquidity Index | 3.70 | |||
| Profitability Index | 1.70 | |||
| Stability Index | 2.70 | |||
| Company Info |
Mountain Valley Federal Credit Union
Peru, NY |
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| NCUA Charter Number | 2944 | |||
| Phone Number | (518) 643-9915 | |||
| Website | www.mountainvalleyfcu.com | |||
| Asset Quality |
Mountain Valley Federal Credit Union
Peru, NY |
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| 1-Year Asset Growth | 2.99% | |||
| 5-Year Asset Growth | 18.12% | |||
| 5-Year Charge-Offs to Average Loans | 0.20% | |||
| Charge-Offs to Average Loans | 0.37% | |||
| Non-Performing Assets to Assets | 1.25% | |||
| Non-Performing Loans to Capital | 16.64% | |||
| Non-Performing Loans to Loans | 1.69% | |||
| Balance Sheet |
Mountain Valley Federal Credit Union
Peru, NY |
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| Total Assets | 56.93M | |||
| Total Deposits | 52.59M | |||
| Capital and Reserves |
Mountain Valley Federal Credit Union
Peru, NY |
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| Capital | 4.10M | |||
| Leverage Ratio | 7.20 | |||
| Loan Loss Reserves to Loans | 0.40% | |||
| Liquidity |
Mountain Valley Federal Credit Union
Peru, NY |
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| Hot Money Ratio | 3.42% | |||
| Liquidity Ratio | 19.33% | |||
| Profitability |
Mountain Valley Federal Credit Union
Peru, NY |
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| 5-Year Return on Average Assets | 0.56% | |||
| Net Income | -533.00K | |||
| Net Interest Spread | 4.14% | |||
| Operating Profit to Average Assets | -1.40% | |||
| Overhead Efficiency Ratio | 121.23% | |||
| Return on Assets | -1.92% | |||
| Return on Equity | -24.47% | |||