C
Virginia Beach Postal Federal Credit Union
Rating Date
September 2025
Net Capital
Ratio
11.40
Leverage
Ratio
11.40
Return On
Assets
0.76%
Total
Assets
10.70M
Capital
1.22M
Total
Deposits
9.47M
Net
Income
41.00K
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Weiss Ratings Virginia Beach Postal Federal Credit Union
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Rating C
Asset Quality Index 9.10
Capitalization Index 9.80
Liquidity Index 6.00
Profitability Index 5.80
Stability Index 5.70
Company Info Virginia Beach Postal Federal Credit Union
Virginia Beach, VA 		Click to
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NCUA Charter Number 2948
Phone Number (757) 340-9781
Website www.vbpfcu.org
Asset Quality Virginia Beach Postal Federal Credit Union
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1-Year Asset Growth 9.89%
5-Year Asset Growth 3.65%
5-Year Charge-Offs to Average Loans 0.15%
Charge-Offs to Average Loans 0.75%
Non-Performing Assets to Assets 0.21%
Non-Performing Loans to Capital 1.78%
Non-Performing Loans to Loans 0.46%
Balance Sheet Virginia Beach Postal Federal Credit Union
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Total Assets 10.70M
Total Deposits 9.47M
Capital and Reserves Virginia Beach Postal Federal Credit Union
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Capital 1.22M
Leverage Ratio 11.40
Loan Loss Reserves to Loans 0.38%
Liquidity Virginia Beach Postal Federal Credit Union
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Hot Money Ratio 0.00%
Liquidity Ratio 28.54%
Profitability Virginia Beach Postal Federal Credit Union
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5-Year Return on Average Assets 0.33%
Net Income 41.00K
Net Interest Spread 4.78%
Operating Profit to Average Assets 1.13%
Overhead Efficiency Ratio 78.89%
Return on Assets 0.76%
Return on Equity 6.86%