Mountain Credit Union
| Weiss Ratings |
Mountain Credit Union
Waynesville, NC |
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| Rating | ||||
| Asset Quality Index | 8.40 | |||
| Capitalization Index | 9.10 | |||
| Liquidity Index | 4.90 | |||
| Profitability Index | 6.60 | |||
| Stability Index | 7.60 | |||
| Company Info |
Mountain Credit Union
Waynesville, NC |
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| NCUA Charter Number | 2949 | |||
| Phone Number | (828) 456-8627 | |||
| Website | www.mountaincu.org | |||
| Asset Quality |
Mountain Credit Union
Waynesville, NC |
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| 1-Year Asset Growth | -0.09% | |||
| 5-Year Asset Growth | 10.06% | |||
| 5-Year Charge-Offs to Average Loans | 0.27% | |||
| Charge-Offs to Average Loans | 0.56% | |||
| Non-Performing Assets to Assets | 0.52% | |||
| Non-Performing Loans to Capital | 4.50% | |||
| Non-Performing Loans to Loans | 0.78% | |||
| Balance Sheet |
Mountain Credit Union
Waynesville, NC |
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| Total Assets | 339.66M | |||
| Total Deposits | 303.49M | |||
| Capital and Reserves |
Mountain Credit Union
Waynesville, NC |
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| Capital | 37.08M | |||
| Leverage Ratio | 11.12 | |||
| Loan Loss Reserves to Loans | 1.07% | |||
| Liquidity |
Mountain Credit Union
Waynesville, NC |
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| Hot Money Ratio | 6.35% | |||
| Liquidity Ratio | 32.26% | |||
| Profitability |
Mountain Credit Union
Waynesville, NC |
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| 5-Year Return on Average Assets | 0.89% | |||
| Net Income | 2.02M | |||
| Net Interest Spread | 6.01% | |||
| Operating Profit to Average Assets | 1.28% | |||
| Overhead Efficiency Ratio | 76.39% | |||
| Return on Assets | 0.79% | |||
| Return on Equity | 7.47% | |||