Mountain Credit Union
| Weiss Ratings |
Mountain Credit Union
Waynesville, NC |
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| Rating | ||||
| Asset Quality Index | 8.60 | |||
| Capitalization Index | 8.40 | |||
| Liquidity Index | 4.50 | |||
| Profitability Index | 7.10 | |||
| Stability Index | 7.50 | |||
| Company Info |
Mountain Credit Union
Waynesville, NC |
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| NCUA Charter Number | 2949 | |||
| Phone Number | (828) 456-8627 | |||
| Website | www.mountaincu.org | |||
| Asset Quality |
Mountain Credit Union
Waynesville, NC |
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| 1-Year Asset Growth | 2.39% | |||
| 5-Year Asset Growth | 10.06% | |||
| 5-Year Charge-Offs to Average Loans | 0.27% | |||
| Charge-Offs to Average Loans | 0.51% | |||
| Non-Performing Assets to Assets | 0.50% | |||
| Non-Performing Loans to Capital | 4.51% | |||
| Non-Performing Loans to Loans | 0.73% | |||
| Balance Sheet |
Mountain Credit Union
Waynesville, NC |
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| Total Assets | 341.79M | |||
| Total Deposits | 302.99M | |||
| Capital and Reserves |
Mountain Credit Union
Waynesville, NC |
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| Capital | 35.74M | |||
| Leverage Ratio | 10.65 | |||
| Loan Loss Reserves to Loans | 0.92% | |||
| Liquidity |
Mountain Credit Union
Waynesville, NC |
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| Hot Money Ratio | 6.36% | |||
| Liquidity Ratio | 27.30% | |||
| Profitability |
Mountain Credit Union
Waynesville, NC |
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| 5-Year Return on Average Assets | 0.89% | |||
| Net Income | 686.00K | |||
| Net Interest Spread | 5.75% | |||
| Operating Profit to Average Assets | 1.32% | |||
| Overhead Efficiency Ratio | 75.19% | |||
| Return on Assets | 0.80% | |||
| Return on Equity | 7.75% | |||