Mountain Credit Union
| Weiss Ratings |
Mountain Credit Union
Waynesville, NC |
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| Rating | ||||
| Asset Quality Index | 8.30 | |||
| Capitalization Index | 8.90 | |||
| Liquidity Index | 5.10 | |||
| Profitability Index | 7.10 | |||
| Stability Index | 7.20 | |||
| Company Info |
Mountain Credit Union
Waynesville, NC |
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| NCUA Charter Number | 2949 | |||
| Phone Number | (828) 456-8627 | |||
| Website | www.mountaincu.org | |||
| Asset Quality |
Mountain Credit Union
Waynesville, NC |
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| 1-Year Asset Growth | 5.03% | |||
| 5-Year Asset Growth | 9.27% | |||
| 5-Year Charge-Offs to Average Loans | 0.29% | |||
| Charge-Offs to Average Loans | 0.41% | |||
| Non-Performing Assets to Assets | 0.50% | |||
| Non-Performing Loans to Capital | 4.58% | |||
| Non-Performing Loans to Loans | 0.86% | |||
| Balance Sheet |
Mountain Credit Union
Waynesville, NC |
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| Total Assets | 362.35M | |||
| Total Deposits | 320.95M | |||
| Capital and Reserves |
Mountain Credit Union
Waynesville, NC |
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| Capital | 39.30M | |||
| Leverage Ratio | 10.94 | |||
| Loan Loss Reserves to Loans | 1.21% | |||
| Liquidity |
Mountain Credit Union
Waynesville, NC |
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| Hot Money Ratio | 6.70% | |||
| Liquidity Ratio | 34.46% | |||
| Profitability |
Mountain Credit Union
Waynesville, NC |
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| 5-Year Return on Average Assets | 0.97% | |||
| Net Income | 1.50M | |||
| Net Interest Spread | 6.43% | |||
| Operating Profit to Average Assets | 1.14% | |||
| Overhead Efficiency Ratio | 80.73% | |||
| Return on Assets | 0.84% | |||
| Return on Equity | 7.77% | |||