C
Town of Hempstead Employees Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
7.51
Leverage
Ratio
7.52
Return On
Assets
0.43%
Total
Assets
147.86M
Capital
11.46M
Total
Deposits
135.87M
Net
Income
475.00K
My Lists My Alerts
Weiss Ratings Town of Hempstead Employees Federal Credit Union
North Baldwin, NY 		Click to
Compare		 Click to
Compare		 Click to
Compare
Rating C
Asset Quality Index 10.00
Capitalization Index 5.20
Liquidity Index 5.50
Profitability Index 3.60
Stability Index 3.50
Company Info Town of Hempstead Employees Federal Credit Union
North Baldwin, NY 		Click to
Compare		 Click to
Compare		 Click to
Compare
NCUA Charter Number 2950
Phone Number (516) 867-4730
Website www.tohefcu.org
Asset Quality Town of Hempstead Employees Federal Credit Union
North Baldwin, NY 		Click to
Compare		 Click to
Compare		 Click to
Compare
1-Year Asset Growth -1.28%
5-Year Asset Growth 3.33%
5-Year Charge-Offs to Average Loans 0.92%
Charge-Offs to Average Loans 4.16%
Non-Performing Assets to Assets 0.06%
Non-Performing Loans to Capital 0.77%
Non-Performing Loans to Loans 0.18%
Balance Sheet Town of Hempstead Employees Federal Credit Union
North Baldwin, NY 		Click to
Compare		 Click to
Compare		 Click to
Compare
Total Assets 147.86M
Total Deposits 135.87M
Capital and Reserves Town of Hempstead Employees Federal Credit Union
North Baldwin, NY 		Click to
Compare		 Click to
Compare		 Click to
Compare
Capital 11.46M
Leverage Ratio 7.52
Loan Loss Reserves to Loans 1.19%
Liquidity Town of Hempstead Employees Federal Credit Union
North Baldwin, NY 		Click to
Compare		 Click to
Compare		 Click to
Compare
Hot Money Ratio 8.82%
Liquidity Ratio 46.04%
Profitability Town of Hempstead Employees Federal Credit Union
North Baldwin, NY 		Click to
Compare		 Click to
Compare		 Click to
Compare
5-Year Return on Average Assets 0.30%
Net Income 475.00K
Net Interest Spread 2.55%
Operating Profit to Average Assets 0.56%
Overhead Efficiency Ratio 82.26%
Return on Assets 0.43%
Return on Equity 5.66%