C
Town of Hempstead Employees Federal Credit Union
Rating Date
September 2025
Net Capital
Ratio
7.36
Leverage
Ratio
7.37
Return On
Assets
0.39%
Total
Assets
148.23M
Capital
11.28M
Total
Deposits
136.49M
Net
Income
292.00K
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Weiss Ratings Town of Hempstead Employees Federal Credit Union
North Baldwin, NY 		Click to
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Rating C
Asset Quality Index 8.50
Capitalization Index 5.00
Liquidity Index 5.10
Profitability Index 2.70
Stability Index 3.50
Company Info Town of Hempstead Employees Federal Credit Union
North Baldwin, NY 		Click to
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NCUA Charter Number 2950
Phone Number (516) 867-4730
Website www.tohefcu.org
Asset Quality Town of Hempstead Employees Federal Credit Union
North Baldwin, NY 		Click to
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1-Year Asset Growth -1.21%
5-Year Asset Growth 3.33%
5-Year Charge-Offs to Average Loans 0.92%
Charge-Offs to Average Loans 6.17%
Non-Performing Assets to Assets 0.34%
Non-Performing Loans to Capital 4.28%
Non-Performing Loans to Loans 0.96%
Balance Sheet Town of Hempstead Employees Federal Credit Union
North Baldwin, NY 		Click to
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Total Assets 148.23M
Total Deposits 136.49M
Capital and Reserves Town of Hempstead Employees Federal Credit Union
North Baldwin, NY 		Click to
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Capital 11.28M
Leverage Ratio 7.37
Loan Loss Reserves to Loans 1.18%
Liquidity Town of Hempstead Employees Federal Credit Union
North Baldwin, NY 		Click to
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Hot Money Ratio 7.13%
Liquidity Ratio 44.54%
Profitability Town of Hempstead Employees Federal Credit Union
North Baldwin, NY 		Click to
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5-Year Return on Average Assets 0.30%
Net Income 292.00K
Net Interest Spread 2.31%
Operating Profit to Average Assets 0.61%
Overhead Efficiency Ratio 81.07%
Return on Assets 0.39%
Return on Equity 5.26%