B
Patriot Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Patriot Federal Credit Union
Chambersburg, PA
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Rating B
Asset Quality Index 9.10
Capitalization Index 9.10
Liquidity Index 2.80
Profitability Index 8.00
Stability Index 6.30
Company Info Patriot Federal Credit Union
Chambersburg, PA
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NCUA Charter Number 296
Phone Number (888) 777-9982
Website www.patriotfcu.org
Asset Quality Patriot Federal Credit Union
Chambersburg, PA
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1-Year Asset Growth 8.40%
5-Year Asset Growth 9.62%
5-Year Charge-Offs to Average Loans 0.26%
Charge-Offs to Average Loans 0.37%
Non-Performing Assets to Assets 0.28%
Non-Performing Loans to Capital 2.52%
Non-Performing Loans to Loans 0.28%
Balance Sheet Patriot Federal Credit Union
Chambersburg, PA
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Total Assets 1.25B
Total Deposits 1.11B
Capital and Reserves Patriot Federal Credit Union
Chambersburg, PA
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Capital 130.14M
Leverage Ratio 11.55
Loan Loss Reserves to Loans 1.30%
Liquidity Patriot Federal Credit Union
Chambersburg, PA
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Hot Money Ratio 18.08%
Liquidity Ratio 14.71%
Profitability Patriot Federal Credit Union
Chambersburg, PA
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5-Year Return on Average Assets 1.01%
Net Income 8.65M
Net Interest Spread 4.02%
Operating Profit to Average Assets 1.42%
Overhead Efficiency Ratio 69.34%
Return on Assets 0.96%
Return on Equity 9.37%