B
AFGM Enterprises Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
25.47
Leverage
Ratio
25.57
Return On
Assets
1.52%
Total
Assets
12.74M
Capital
3.25M
Total
Deposits
9.48M
Net
Income
48.00K
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Weiss Ratings AFGM Enterprises Federal Credit Union
Cheektowaga, NY 		Click to
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Rating B
Asset Quality Index 8.80
Capitalization Index 10.00
Liquidity Index 3.40
Profitability Index 6.90
Stability Index 5.70
Company Info AFGM Enterprises Federal Credit Union
Cheektowaga, NY 		Click to
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NCUA Charter Number 2962
Phone Number (716) 634-3636
Website www.afgmentfcu.com
Asset Quality AFGM Enterprises Federal Credit Union
Cheektowaga, NY 		Click to
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1-Year Asset Growth 3.24%
5-Year Asset Growth 1.56%
5-Year Charge-Offs to Average Loans 0.16%
Charge-Offs to Average Loans -0.08%
Non-Performing Assets to Assets 1.25%
Non-Performing Loans to Capital 4.77%
Non-Performing Loans to Loans 1.59%
Balance Sheet AFGM Enterprises Federal Credit Union
Cheektowaga, NY 		Click to
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Total Assets 12.74M
Total Deposits 9.48M
Capital and Reserves AFGM Enterprises Federal Credit Union
Cheektowaga, NY 		Click to
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Capital 3.25M
Leverage Ratio 25.57
Loan Loss Reserves to Loans 0.91%
Liquidity AFGM Enterprises Federal Credit Union
Cheektowaga, NY 		Click to
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Hot Money Ratio 4.55%
Liquidity Ratio 28.61%
Profitability AFGM Enterprises Federal Credit Union
Cheektowaga, NY 		Click to
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5-Year Return on Average Assets 0.72%
Net Income 48.00K
Net Interest Spread 5.41%
Operating Profit to Average Assets 1.14%
Overhead Efficiency Ratio 74.29%
Return on Assets 1.52%
Return on Equity 5.96%