B
AFGM Enterprises Federal Credit Union
Rating Date
September 2025
Net Capital
Ratio
25.91
Leverage
Ratio
26.01
Return On
Assets
1.61%
Total
Assets
12.73M
Capital
3.30M
Total
Deposits
9.42M
Net
Income
102.00K
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Weiss Ratings AFGM Enterprises Federal Credit Union
Cheektowaga, NY 		Click to
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Rating B
Asset Quality Index 7.70
Capitalization Index 10.00
Liquidity Index 3.80
Profitability Index 7.80
Stability Index 5.70
Company Info AFGM Enterprises Federal Credit Union
Cheektowaga, NY 		Click to
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NCUA Charter Number 2962
Phone Number (716) 634-3636
Website www.afgmentfcu.com
Asset Quality AFGM Enterprises Federal Credit Union
Cheektowaga, NY 		Click to
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1-Year Asset Growth 4.17%
5-Year Asset Growth 1.56%
5-Year Charge-Offs to Average Loans 0.16%
Charge-Offs to Average Loans -0.22%
Non-Performing Assets to Assets 1.47%
Non-Performing Loans to Capital 5.52%
Non-Performing Loans to Loans 1.94%
Balance Sheet AFGM Enterprises Federal Credit Union
Cheektowaga, NY 		Click to
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Total Assets 12.73M
Total Deposits 9.42M
Capital and Reserves AFGM Enterprises Federal Credit Union
Cheektowaga, NY 		Click to
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Capital 3.30M
Leverage Ratio 26.01
Loan Loss Reserves to Loans 0.92%
Liquidity AFGM Enterprises Federal Credit Union
Cheektowaga, NY 		Click to
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Hot Money Ratio 3.78%
Liquidity Ratio 32.50%
Profitability AFGM Enterprises Federal Credit Union
Cheektowaga, NY 		Click to
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5-Year Return on Average Assets 0.72%
Net Income 102.00K
Net Interest Spread 5.38%
Operating Profit to Average Assets 1.26%
Overhead Efficiency Ratio 71.22%
Return on Assets 1.61%
Return on Equity 6.28%