B
AFGM Enterprises Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
26.82
Leverage
Ratio
26.91
Return On
Assets
1.43%
Total
Assets
12.43M
Capital
3.33M
Total
Deposits
9.08M
Net
Income
136.00K
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Weiss Ratings AFGM Enterprises Federal Credit Union
Cheektowaga, NY 		Click to
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Rating B
Asset Quality Index 8.10
Capitalization Index 10.00
Liquidity Index 4.20
Profitability Index 8.10
Stability Index 5.70
Company Info AFGM Enterprises Federal Credit Union
Cheektowaga, NY 		Click to
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NCUA Charter Number 2962
Phone Number (716) 634-3636
Website www.afgmentfcu.com
Asset Quality AFGM Enterprises Federal Credit Union
Cheektowaga, NY 		Click to
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1-Year Asset Growth 1.35%
5-Year Asset Growth 1.56%
5-Year Charge-Offs to Average Loans 0.16%
Charge-Offs to Average Loans -0.16%
Non-Performing Assets to Assets 1.27%
Non-Performing Loans to Capital 4.62%
Non-Performing Loans to Loans 1.73%
Balance Sheet AFGM Enterprises Federal Credit Union
Cheektowaga, NY 		Click to
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Total Assets 12.43M
Total Deposits 9.08M
Capital and Reserves AFGM Enterprises Federal Credit Union
Cheektowaga, NY 		Click to
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Capital 3.33M
Leverage Ratio 26.91
Loan Loss Reserves to Loans 0.99%
Liquidity AFGM Enterprises Federal Credit Union
Cheektowaga, NY 		Click to
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Hot Money Ratio 6.28%
Liquidity Ratio 40.94%
Profitability AFGM Enterprises Federal Credit Union
Cheektowaga, NY 		Click to
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5-Year Return on Average Assets 0.72%
Net Income 136.00K
Net Interest Spread 5.28%
Operating Profit to Average Assets 1.19%
Overhead Efficiency Ratio 72.03%
Return on Assets 1.43%
Return on Equity 5.55%