| Weiss Ratings |
PeoplesChoice Credit Union
Saco, ME |
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| Rating | ||||
| Asset Quality Index | 6.80 | |||
| Capitalization Index | 4.40 | |||
| Liquidity Index | 2.30 | |||
| Profitability Index | 6.40 | |||
| Stability Index | 3.40 | |||
| Company Info |
PeoplesChoice Credit Union
Saco, ME |
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| NCUA Charter Number | 2964 | |||
| Phone Number | (207) 282-4156 | |||
| Website | www.peopleschoicecreditunion.com/ | |||
| Asset Quality |
PeoplesChoice Credit Union
Saco, ME |
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| 1-Year Asset Growth | -1.43% | |||
| 5-Year Asset Growth | 10.74% | |||
| 5-Year Charge-Offs to Average Loans | 0.28% | |||
| Charge-Offs to Average Loans | 0.44% | |||
| Non-Performing Assets to Assets | 0.66% | |||
| Non-Performing Loans to Capital | 9.27% | |||
| Non-Performing Loans to Loans | 0.88% | |||
| Balance Sheet |
PeoplesChoice Credit Union
Saco, ME |
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| Total Assets | 359.14M | |||
| Total Deposits | 333.99M | |||
| Capital and Reserves |
PeoplesChoice Credit Union
Saco, ME |
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| Capital | 24.00M | |||
| Leverage Ratio | 8.31 | |||
| Loan Loss Reserves to Loans | 0.62% | |||
| Liquidity |
PeoplesChoice Credit Union
Saco, ME |
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| Hot Money Ratio | 17.93% | |||
| Liquidity Ratio | 5.36% | |||
| Profitability |
PeoplesChoice Credit Union
Saco, ME |
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| 5-Year Return on Average Assets | 0.57% | |||
| Net Income | 2.23M | |||
| Net Interest Spread | 4.27% | |||
| Operating Profit to Average Assets | 1.15% | |||
| Overhead Efficiency Ratio | 77.51% | |||
| Return on Assets | 0.83% | |||
| Return on Equity | 13.76% | |||