| Weiss Ratings |
PeoplesChoice Credit Union
Saco, ME |
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| Rating | ||||
| Asset Quality Index | 6.20 | |||
| Capitalization Index | 3.70 | |||
| Liquidity Index | 2.30 | |||
| Profitability Index | 4.70 | |||
| Stability Index | 3.10 | |||
| Company Info |
PeoplesChoice Credit Union
Saco, ME |
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| NCUA Charter Number | 2964 | |||
| Phone Number | (207) 282-4156 | |||
| Website | www.peopleschoicecreditunion.com/ | |||
| Asset Quality |
PeoplesChoice Credit Union
Saco, ME |
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| 1-Year Asset Growth | -1.44% | |||
| 5-Year Asset Growth | 10.74% | |||
| 5-Year Charge-Offs to Average Loans | 0.28% | |||
| Charge-Offs to Average Loans | 0.51% | |||
| Non-Performing Assets to Assets | 0.74% | |||
| Non-Performing Loans to Capital | 11.49% | |||
| Non-Performing Loans to Loans | 0.94% | |||
| Balance Sheet |
PeoplesChoice Credit Union
Saco, ME |
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| Total Assets | 355.84M | |||
| Total Deposits | 331.33M | |||
| Capital and Reserves |
PeoplesChoice Credit Union
Saco, ME |
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| Capital | 21.76M | |||
| Leverage Ratio | 8.12 | |||
| Loan Loss Reserves to Loans | 0.62% | |||
| Liquidity |
PeoplesChoice Credit Union
Saco, ME |
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| Hot Money Ratio | 17.57% | |||
| Liquidity Ratio | 6.23% | |||
| Profitability |
PeoplesChoice Credit Union
Saco, ME |
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| 5-Year Return on Average Assets | 0.57% | |||
| Net Income | 1.29M | |||
| Net Interest Spread | 4.22% | |||
| Operating Profit to Average Assets | 1.11% | |||
| Overhead Efficiency Ratio | 80.37% | |||
| Return on Assets | 0.73% | |||
| Return on Equity | 12.35% | |||