B
H.E.B. Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings H.E.B. Federal Credit Union
San Antonio, TX
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Rating B
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 3.40
Profitability Index 6.40
Stability Index 9.20
Company Info H.E.B. Federal Credit Union
San Antonio, TX
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NCUA Charter Number 2966
Phone Number (210) 938-7850
Website www.hebfcu.org
Asset Quality H.E.B. Federal Credit Union
San Antonio, TX
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1-Year Asset Growth 3.03%
5-Year Asset Growth 2.79%
5-Year Charge-Offs to Average Loans 0.08%
Charge-Offs to Average Loans 0.08%
Non-Performing Assets to Assets 0.05%
Non-Performing Loans to Capital 0.43%
Non-Performing Loans to Loans 0.12%
Balance Sheet H.E.B. Federal Credit Union
San Antonio, TX
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Total Assets 209.41M
Total Deposits 166.41M
Capital and Reserves H.E.B. Federal Credit Union
San Antonio, TX
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Capital 37.46M
Leverage Ratio 17.92
Loan Loss Reserves to Loans 0.31%
Liquidity H.E.B. Federal Credit Union
San Antonio, TX
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Hot Money Ratio 11.80%
Liquidity Ratio 25.25%
Profitability H.E.B. Federal Credit Union
San Antonio, TX
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5-Year Return on Average Assets 0.88%
Net Income 817.00K
Net Interest Spread 4.51%
Operating Profit to Average Assets 0.88%
Overhead Efficiency Ratio 82.65%
Return on Assets 0.78%
Return on Equity 4.42%