| Weiss Ratings |
Sea Comm Federal Credit Union
Massena, NY |
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| Rating | ||||
| Asset Quality Index | 8.90 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.50 | |||
| Profitability Index | 7.30 | |||
| Stability Index | 7.00 | |||
| Company Info |
Sea Comm Federal Credit Union
Massena, NY |
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| NCUA Charter Number | 2971 | |||
| Phone Number | (315) 764-0566 | |||
| Website | www.seacomm.org | |||
| Asset Quality |
Sea Comm Federal Credit Union
Massena, NY |
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| 1-Year Asset Growth | -4.77% | |||
| 5-Year Asset Growth | 6.42% | |||
| 5-Year Charge-Offs to Average Loans | 0.27% | |||
| Charge-Offs to Average Loans | 0.25% | |||
| Non-Performing Assets to Assets | 0.45% | |||
| Non-Performing Loans to Capital | 3.47% | |||
| Non-Performing Loans to Loans | 0.74% | |||
| Balance Sheet |
Sea Comm Federal Credit Union
Massena, NY |
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| Total Assets | 760.41M | |||
| Total Deposits | 636.79M | |||
| Capital and Reserves |
Sea Comm Federal Credit Union
Massena, NY |
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| Capital | 93.54M | |||
| Leverage Ratio | 16.86 | |||
| Loan Loss Reserves to Loans | 0.51% | |||
| Liquidity |
Sea Comm Federal Credit Union
Massena, NY |
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| Hot Money Ratio | 2.24% | |||
| Liquidity Ratio | 17.33% | |||
| Profitability |
Sea Comm Federal Credit Union
Massena, NY |
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| 5-Year Return on Average Assets | 0.96% | |||
| Net Income | 5.16M | |||
| Net Interest Spread | 4.09% | |||
| Operating Profit to Average Assets | 1.53% | |||
| Overhead Efficiency Ratio | 71.81% | |||
| Return on Assets | 1.34% | |||
| Return on Equity | 11.63% | |||