| Weiss Ratings |
Sea Comm Federal Credit Union
Massena, NY |
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| Rating | ||||
| Asset Quality Index | 8.40 | |||
| Capitalization Index | 7.00 | |||
| Liquidity Index | 3.50 | |||
| Profitability Index | 6.00 | |||
| Stability Index | 8.20 | |||
| Company Info |
Sea Comm Federal Credit Union
Massena, NY |
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| NCUA Charter Number | 2971 | |||
| Phone Number | (315) 764-0566 | |||
| Website | www.seacomm.org | |||
| Asset Quality |
Sea Comm Federal Credit Union
Massena, NY |
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| 1-Year Asset Growth | -0.79% | |||
| 5-Year Asset Growth | 7.92% | |||
| 5-Year Charge-Offs to Average Loans | 0.30% | |||
| Charge-Offs to Average Loans | 0.29% | |||
| Non-Performing Assets to Assets | 0.40% | |||
| Non-Performing Loans to Capital | 4.18% | |||
| Non-Performing Loans to Loans | 0.70% | |||
| Balance Sheet |
Sea Comm Federal Credit Union
Massena, NY |
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| Total Assets | 802.49M | |||
| Total Deposits | 664.00M | |||
| Capital and Reserves |
Sea Comm Federal Credit Union
Massena, NY |
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| Capital | 75.60M | |||
| Leverage Ratio | 14.69 | |||
| Loan Loss Reserves to Loans | 0.43% | |||
| Liquidity |
Sea Comm Federal Credit Union
Massena, NY |
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| Hot Money Ratio | 2.97% | |||
| Liquidity Ratio | 18.01% | |||
| Profitability |
Sea Comm Federal Credit Union
Massena, NY |
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| 5-Year Return on Average Assets | 0.99% | |||
| Net Income | 1.78M | |||
| Net Interest Spread | 3.40% | |||
| Operating Profit to Average Assets | 1.01% | |||
| Overhead Efficiency Ratio | 76.11% | |||
| Return on Assets | 0.89% | |||
| Return on Equity | 9.44% | |||