| Weiss Ratings |
UNIFY Financial Federal Credit Union
Allen, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 6.00 | |||
| Capitalization Index | 5.30 | |||
| Liquidity Index | 2.90 | |||
| Profitability Index | 3.80 | |||
| Stability Index | 3.70 | |||
| Company Info |
UNIFY Financial Federal Credit Union
Allen, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| NCUA Charter Number | 2973 | |||
| Phone Number | (877) 254-9328 | |||
| Website | www.unifyfcu.com | |||
| Asset Quality |
UNIFY Financial Federal Credit Union
Allen, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | -3.65% | |||
| 5-Year Asset Growth | 2.99% | |||
| 5-Year Charge-Offs to Average Loans | 1.07% | |||
| Charge-Offs to Average Loans | 1.35% | |||
| Non-Performing Assets to Assets | 1.55% | |||
| Non-Performing Loans to Capital | 15.84% | |||
| Non-Performing Loans to Loans | 1.54% | |||
| Balance Sheet |
UNIFY Financial Federal Credit Union
Allen, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 3.55B | |||
| Total Deposits | 3.13B | |||
| Capital and Reserves |
UNIFY Financial Federal Credit Union
Allen, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 265.25M | |||
| Leverage Ratio | 8.46 | |||
| Loan Loss Reserves to Loans | 3.03% | |||
| Liquidity |
UNIFY Financial Federal Credit Union
Allen, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 18.72% | |||
| Liquidity Ratio | 16.88% | |||
| Profitability |
UNIFY Financial Federal Credit Union
Allen, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.12% | |||
| Net Income | 24.54M | |||
| Net Interest Spread | 3.63% | |||
| Operating Profit to Average Assets | 0.72% | |||
| Overhead Efficiency Ratio | 82.28% | |||
| Return on Assets | 2.77% | |||
| Return on Equity | 39.06% | |||