| Weiss Ratings |
UNIFY Financial Federal Credit Union
Allen, TX |
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| Rating | ||||
| Asset Quality Index | 3.40 | |||
| Capitalization Index | 5.70 | |||
| Liquidity Index | 3.00 | |||
| Profitability Index | 4.80 | |||
| Stability Index | 4.20 | |||
| Company Info |
UNIFY Financial Federal Credit Union
Allen, TX |
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| NCUA Charter Number | 2973 | |||
| Phone Number | (877) 254-9328 | |||
| Website | www.unifyfcu.com | |||
| Asset Quality |
UNIFY Financial Federal Credit Union
Allen, TX |
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| 1-Year Asset Growth | -1.76% | |||
| 5-Year Asset Growth | 2.99% | |||
| 5-Year Charge-Offs to Average Loans | 1.07% | |||
| Charge-Offs to Average Loans | 1.33% | |||
| Non-Performing Assets to Assets | 2.61% | |||
| Non-Performing Loans to Capital | 25.88% | |||
| Non-Performing Loans to Loans | 2.94% | |||
| Balance Sheet |
UNIFY Financial Federal Credit Union
Allen, TX |
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| Total Assets | 3.49B | |||
| Total Deposits | 3.06B | |||
| Capital and Reserves |
UNIFY Financial Federal Credit Union
Allen, TX |
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| Capital | 275.18M | |||
| Leverage Ratio | 8.83 | |||
| Loan Loss Reserves to Loans | 2.91% | |||
| Liquidity |
UNIFY Financial Federal Credit Union
Allen, TX |
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| Hot Money Ratio | 18.00% | |||
| Liquidity Ratio | 16.86% | |||
| Profitability |
UNIFY Financial Federal Credit Union
Allen, TX |
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| 5-Year Return on Average Assets | 0.12% | |||
| Net Income | 32.37M | |||
| Net Interest Spread | 3.81% | |||
| Operating Profit to Average Assets | 0.93% | |||
| Overhead Efficiency Ratio | 77.68% | |||
| Return on Assets | 1.83% | |||
| Return on Equity | 24.83% | |||