| Weiss Ratings |
UNIFY Financial Federal Credit Union
Allen, TX |
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| Rating | ||||
| Asset Quality Index | 5.60 | |||
| Capitalization Index | 4.00 | |||
| Liquidity Index | 1.60 | |||
| Profitability Index | 1.90 | |||
| Stability Index | 2.80 | |||
| Company Info |
UNIFY Financial Federal Credit Union
Allen, TX |
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| NCUA Charter Number | 2973 | |||
| Phone Number | (877) 254-9328 | |||
| Website | www.unifyfcu.com | |||
| Asset Quality |
UNIFY Financial Federal Credit Union
Allen, TX |
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| 1-Year Asset Growth | -11.07% | |||
| 5-Year Asset Growth | 4.73% | |||
| 5-Year Charge-Offs to Average Loans | 0.85% | |||
| Charge-Offs to Average Loans | 2.21% | |||
| Non-Performing Assets to Assets | 1.81% | |||
| Non-Performing Loans to Capital | 18.85% | |||
| Non-Performing Loans to Loans | 1.92% | |||
| Balance Sheet |
UNIFY Financial Federal Credit Union
Allen, TX |
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| Total Assets | 3.68B | |||
| Total Deposits | 3.20B | |||
| Capital and Reserves |
UNIFY Financial Federal Credit Union
Allen, TX |
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| Capital | 221.46M | |||
| Leverage Ratio | 7.41 | |||
| Loan Loss Reserves to Loans | 4.18% | |||
| Liquidity |
UNIFY Financial Federal Credit Union
Allen, TX |
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| Hot Money Ratio | 19.33% | |||
| Liquidity Ratio | 7.93% | |||
| Profitability |
UNIFY Financial Federal Credit Union
Allen, TX |
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| 5-Year Return on Average Assets | 0.19% | |||
| Net Income | 1.13M | |||
| Net Interest Spread | 3.31% | |||
| Operating Profit to Average Assets | 1.09% | |||
| Overhead Efficiency Ratio | 73.32% | |||
| Return on Assets | 0.12% | |||
| Return on Equity | 2.04% | |||