C
Latvian Heritage Federal Credit Union
Rating Date
September 2025
Net Capital
Ratio
17.52
Leverage
Ratio
17.52
Return On
Assets
1.27%
Total
Assets
3.13M
Capital
549.00K
Total
Deposits
2.58M
Net
Income
10.00K
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Weiss Ratings Latvian Heritage Federal Credit Union
Grand Rapids, MI 		Click to
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Rating C
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 1.00
Profitability Index 5.60
Stability Index 3.70
Company Info Latvian Heritage Federal Credit Union
Grand Rapids, MI 		Click to
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NCUA Charter Number 2980
Phone Number (616) 454-8012
Website www.latvianheritage.org
Asset Quality Latvian Heritage Federal Credit Union
Grand Rapids, MI 		Click to
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1-Year Asset Growth -11.34%
5-Year Asset Growth -5.94%
5-Year Charge-Offs to Average Loans -0.10%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.32%
Non-Performing Loans to Capital 1.77%
Non-Performing Loans to Loans 0.34%
Balance Sheet Latvian Heritage Federal Credit Union
Grand Rapids, MI 		Click to
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Total Assets 3.13M
Total Deposits 2.58M
Capital and Reserves Latvian Heritage Federal Credit Union
Grand Rapids, MI 		Click to
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Capital 549.00K
Leverage Ratio 17.52
Loan Loss Reserves to Loans 0.50%
Liquidity Latvian Heritage Federal Credit Union
Grand Rapids, MI 		Click to
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Hot Money Ratio 0.00%
Liquidity Ratio 5.57%
Profitability Latvian Heritage Federal Credit Union
Grand Rapids, MI 		Click to
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5-Year Return on Average Assets 0.25%
Net Income 10.00K
Net Interest Spread 4.01%
Operating Profit to Average Assets 1.27%
Overhead Efficiency Ratio 100.00%
Return on Assets 1.27%
Return on Equity 7.26%