A
Southland Federal Credit Union
LufkinTX
Rating Date
December 2025
Net Capital
Ratio
Leverage
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Return On
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Total
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Capital
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Weiss Ratings Southland Federal Credit Union
Lufkin, TX
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Rating A
Asset Quality Index 8.70
Capitalization Index 10.00
Liquidity Index 4.40
Profitability Index 9.60
Stability Index 7.60
Company Info Southland Federal Credit Union
Lufkin, TX
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NCUA Charter Number 2987
Phone Number (936) 639-2311
Website www.southlandfcu.com
Asset Quality Southland Federal Credit Union
Lufkin, TX
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1-Year Asset Growth 9.29%
5-Year Asset Growth 9.85%
5-Year Charge-Offs to Average Loans 0.91%
Charge-Offs to Average Loans 0.55%
Non-Performing Assets to Assets 0.56%
Non-Performing Loans to Capital 3.96%
Non-Performing Loans to Loans 0.72%
Balance Sheet Southland Federal Credit Union
Lufkin, TX
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Total Assets 85.69M
Total Deposits 73.03M
Capital and Reserves Southland Federal Credit Union
Lufkin, TX
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Capital 11.73M
Leverage Ratio 14.20
Loan Loss Reserves to Loans 0.74%
Liquidity Southland Federal Credit Union
Lufkin, TX
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Hot Money Ratio 33.99%
Liquidity Ratio 15.93%
Profitability Southland Federal Credit Union
Lufkin, TX
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5-Year Return on Average Assets 1.37%
Net Income 832.00K
Net Interest Spread 3.56%
Operating Profit to Average Assets 1.56%
Overhead Efficiency Ratio 65.52%
Return on Assets 1.32%
Return on Equity 9.83%