C
CHA-TEL Federal Credit Union
Rating Date
September 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings CHA-TEL Federal Credit Union
Charleston, WV
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Rating C
Asset Quality Index 9.00
Capitalization Index 10.00
Liquidity Index 4.10
Profitability Index 2.20
Stability Index 6.80
Company Info CHA-TEL Federal Credit Union
Charleston, WV
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NCUA Charter Number 2997
Phone Number (304) 344-3330
Website www.chatelfcu.com
Asset Quality CHA-TEL Federal Credit Union
Charleston, WV
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1-Year Asset Growth 1.64%
5-Year Asset Growth 1.16%
5-Year Charge-Offs to Average Loans 0.26%
Charge-Offs to Average Loans -0.14%
Non-Performing Assets to Assets 0.12%
Non-Performing Loans to Capital 0.88%
Non-Performing Loans to Loans 0.23%
Balance Sheet CHA-TEL Federal Credit Union
Charleston, WV
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Total Assets 11.28M
Total Deposits 9.80M
Capital and Reserves CHA-TEL Federal Credit Union
Charleston, WV
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Capital 1.51M
Leverage Ratio 13.40
Loan Loss Reserves to Loans 1.28%
Liquidity CHA-TEL Federal Credit Union
Charleston, WV
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Hot Money Ratio 0.00%
Liquidity Ratio 23.65%
Profitability CHA-TEL Federal Credit Union
Charleston, WV
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5-Year Return on Average Assets 0.49%
Net Income 14.00K
Net Interest Spread 4.89%
Operating Profit to Average Assets 0.25%
Overhead Efficiency Ratio 94.57%
Return on Assets 0.25%
Return on Equity 1.88%