C
CHA-TEL Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings CHA-TEL Federal Credit Union
Charleston, WV
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Rating C
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 4.40
Profitability Index 0.90
Stability Index 6.80
Company Info CHA-TEL Federal Credit Union
Charleston, WV
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NCUA Charter Number 2997
Phone Number (304) 344-3330
Website www.chatelfcu.com
Asset Quality CHA-TEL Federal Credit Union
Charleston, WV
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1-Year Asset Growth -2.53%
5-Year Asset Growth 1.16%
5-Year Charge-Offs to Average Loans 0.26%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet CHA-TEL Federal Credit Union
Charleston, WV
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Total Assets 11.11M
Total Deposits 9.62M
Capital and Reserves CHA-TEL Federal Credit Union
Charleston, WV
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Capital 1.48M
Leverage Ratio 13.32
Loan Loss Reserves to Loans 1.33%
Liquidity CHA-TEL Federal Credit Union
Charleston, WV
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Hot Money Ratio 0.00%
Liquidity Ratio 26.53%
Profitability CHA-TEL Federal Credit Union
Charleston, WV
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5-Year Return on Average Assets 0.49%
Net Income -18.00K
Net Interest Spread 3.78%
Operating Profit to Average Assets -0.66%
Overhead Efficiency Ratio 117.65%
Return on Assets -0.66%
Return on Equity -4.84%