Alatrust Credit Union
| Weiss Ratings |
Alatrust Credit Union
Birmingham, AL |
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| Rating | ||||
| Asset Quality Index | 9.30 | |||
| Capitalization Index | 5.60 | |||
| Liquidity Index | 4.00 | |||
| Profitability Index | 5.40 | |||
| Stability Index | 6.90 | |||
| Company Info |
Alatrust Credit Union
Birmingham, AL |
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| NCUA Charter Number | 3 | |||
| Phone Number | (205) 581-8800 | |||
| Website | www.alatrustcu.com | |||
| Asset Quality |
Alatrust Credit Union
Birmingham, AL |
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| 1-Year Asset Growth | 7.16% | |||
| 5-Year Asset Growth | 7.98% | |||
| 5-Year Charge-Offs to Average Loans | 0.30% | |||
| Charge-Offs to Average Loans | 0.48% | |||
| Non-Performing Assets to Assets | 0.28% | |||
| Non-Performing Loans to Capital | 3.24% | |||
| Non-Performing Loans to Loans | 0.52% | |||
| Balance Sheet |
Alatrust Credit Union
Birmingham, AL |
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| Total Assets | 203.24M | |||
| Total Deposits | 175.37M | |||
| Capital and Reserves |
Alatrust Credit Union
Birmingham, AL |
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| Capital | 16.25M | |||
| Leverage Ratio | 13.32 | |||
| Loan Loss Reserves to Loans | 1.05% | |||
| Liquidity |
Alatrust Credit Union
Birmingham, AL |
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| Hot Money Ratio | 10.35% | |||
| Liquidity Ratio | 15.65% | |||
| Profitability |
Alatrust Credit Union
Birmingham, AL |
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| 5-Year Return on Average Assets | 0.87% | |||
| Net Income | 475.00K | |||
| Net Interest Spread | 3.94% | |||
| Operating Profit to Average Assets | 1.15% | |||
| Overhead Efficiency Ratio | 72.29% | |||
| Return on Assets | 0.94% | |||
| Return on Equity | 11.70% | |||