Alatrust Credit Union
| Weiss Ratings |
Alatrust Credit Union
Birmingham, AL |
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| Rating | ||||
| Asset Quality Index | 9.30 | |||
| Capitalization Index | 7.20 | |||
| Liquidity Index | 3.60 | |||
| Profitability Index | 6.70 | |||
| Stability Index | 7.00 | |||
| Company Info |
Alatrust Credit Union
Birmingham, AL |
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| NCUA Charter Number | 3 | |||
| Phone Number | (205) 581-8800 | |||
| Website | www.alatrustcu.com | |||
| Asset Quality |
Alatrust Credit Union
Birmingham, AL |
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| 1-Year Asset Growth | 3.50% | |||
| 5-Year Asset Growth | 7.49% | |||
| 5-Year Charge-Offs to Average Loans | 0.36% | |||
| Charge-Offs to Average Loans | 0.22% | |||
| Non-Performing Assets to Assets | 0.33% | |||
| Non-Performing Loans to Capital | 3.13% | |||
| Non-Performing Loans to Loans | 0.59% | |||
| Balance Sheet |
Alatrust Credit Union
Birmingham, AL |
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| Total Assets | 209.46M | |||
| Total Deposits | 186.65M | |||
| Capital and Reserves |
Alatrust Credit Union
Birmingham, AL |
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| Capital | 20.98M | |||
| Leverage Ratio | 13.92 | |||
| Loan Loss Reserves to Loans | 1.08% | |||
| Liquidity |
Alatrust Credit Union
Birmingham, AL |
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| Hot Money Ratio | 14.96% | |||
| Liquidity Ratio | 15.00% | |||
| Profitability |
Alatrust Credit Union
Birmingham, AL |
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| 5-Year Return on Average Assets | 0.90% | |||
| Net Income | 935.00K | |||
| Net Interest Spread | 4.04% | |||
| Operating Profit to Average Assets | 1.20% | |||
| Overhead Efficiency Ratio | 72.46% | |||
| Return on Assets | 0.91% | |||
| Return on Equity | 9.20% | |||