Alatrust Credit Union
Weiss Ratings |
Alatrust Credit Union
Birmingham, AL |
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Rating | ||||
Asset Quality Index | 9.30 | |||
Capitalization Index | 5.60 | |||
Liquidity Index | 4.00 | |||
Profitability Index | 5.40 | |||
Stability Index | 6.90 | |||
Company Info |
Alatrust Credit Union
Birmingham, AL |
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NCUA Charter Number | 3 | |||
Phone Number | (205) 581-8800 | |||
Website | www.alatrustcu.com | |||
Asset Quality |
Alatrust Credit Union
Birmingham, AL |
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1-Year Asset Growth | 7.16% | |||
5-Year Asset Growth | 7.98% | |||
5-Year Charge-Offs to Average Loans | 0.30% | |||
Charge-Offs to Average Loans | 0.48% | |||
Non-Performing Assets to Assets | 0.28% | |||
Non-Performing Loans to Capital | 3.24% | |||
Non-Performing Loans to Loans | 0.52% | |||
Balance Sheet |
Alatrust Credit Union
Birmingham, AL |
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Total Assets | 203.24M | |||
Total Deposits | 175.37M | |||
Capital and Reserves |
Alatrust Credit Union
Birmingham, AL |
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Capital | 16.25M | |||
Leverage Ratio | 13.32 | |||
Loan Loss Reserves to Loans | 1.05% | |||
Liquidity |
Alatrust Credit Union
Birmingham, AL |
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Hot Money Ratio | 10.35% | |||
Liquidity Ratio | 15.65% | |||
Profitability |
Alatrust Credit Union
Birmingham, AL |
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5-Year Return on Average Assets | 0.87% | |||
Net Income | 475.00K | |||
Net Interest Spread | 3.94% | |||
Operating Profit to Average Assets | 1.15% | |||
Overhead Efficiency Ratio | 72.29% | |||
Return on Assets | 0.94% | |||
Return on Equity | 11.70% | |||