Alatrust Credit Union
| Weiss Ratings |
Alatrust Credit Union
Birmingham, AL |
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| Rating | ||||
| Asset Quality Index | 9.30 | |||
| Capitalization Index | 7.10 | |||
| Liquidity Index | 3.90 | |||
| Profitability Index | 4.00 | |||
| Stability Index | 7.00 | |||
| Company Info |
Alatrust Credit Union
Birmingham, AL |
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| NCUA Charter Number | 3 | |||
| Phone Number | (205) 581-8800 | |||
| Website | www.alatrustcu.com | |||
| Asset Quality |
Alatrust Credit Union
Birmingham, AL |
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| 1-Year Asset Growth | 1.50% | |||
| 5-Year Asset Growth | 7.49% | |||
| 5-Year Charge-Offs to Average Loans | 0.36% | |||
| Charge-Offs to Average Loans | 0.17% | |||
| Non-Performing Assets to Assets | 0.31% | |||
| Non-Performing Loans to Capital | 2.99% | |||
| Non-Performing Loans to Loans | 0.59% | |||
| Balance Sheet |
Alatrust Credit Union
Birmingham, AL |
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| Total Assets | 206.29M | |||
| Total Deposits | 184.19M | |||
| Capital and Reserves |
Alatrust Credit Union
Birmingham, AL |
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| Capital | 20.53M | |||
| Leverage Ratio | 13.85 | |||
| Loan Loss Reserves to Loans | 1.07% | |||
| Liquidity |
Alatrust Credit Union
Birmingham, AL |
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| Hot Money Ratio | 14.06% | |||
| Liquidity Ratio | 16.21% | |||
| Profitability |
Alatrust Credit Union
Birmingham, AL |
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| 5-Year Return on Average Assets | 0.90% | |||
| Net Income | 356.00K | |||
| Net Interest Spread | 4.10% | |||
| Operating Profit to Average Assets | 0.99% | |||
| Overhead Efficiency Ratio | 76.99% | |||
| Return on Assets | 0.70% | |||
| Return on Equity | 7.15% | |||