Alatrust Credit Union
| Weiss Ratings |
Alatrust Credit Union
Birmingham, AL |
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| Rating | ||||
| Asset Quality Index | 6.40 | |||
| Capitalization Index | 8.70 | |||
| Liquidity Index | 3.40 | |||
| Profitability Index | 7.40 | |||
| Stability Index | 7.50 | |||
| Company Info |
Alatrust Credit Union
Birmingham, AL |
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| NCUA Charter Number | 3 | |||
| Phone Number | (205) 581-8800 | |||
| Website | www.alatrustcu.com | |||
| Asset Quality |
Alatrust Credit Union
Birmingham, AL |
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| 1-Year Asset Growth | 2.23% | |||
| 5-Year Asset Growth | 7.49% | |||
| 5-Year Charge-Offs to Average Loans | 0.36% | |||
| Charge-Offs to Average Loans | 0.24% | |||
| Non-Performing Assets to Assets | 1.04% | |||
| Non-Performing Loans to Capital | 8.93% | |||
| Non-Performing Loans to Loans | 1.82% | |||
| Balance Sheet |
Alatrust Credit Union
Birmingham, AL |
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| Total Assets | 210.74M | |||
| Total Deposits | 186.16M | |||
| Capital and Reserves |
Alatrust Credit Union
Birmingham, AL |
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| Capital | 23.28M | |||
| Leverage Ratio | 14.10 | |||
| Loan Loss Reserves to Loans | 1.10% | |||
| Liquidity |
Alatrust Credit Union
Birmingham, AL |
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| Hot Money Ratio | 14.67% | |||
| Liquidity Ratio | 13.69% | |||
| Profitability |
Alatrust Credit Union
Birmingham, AL |
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| 5-Year Return on Average Assets | 0.90% | |||
| Net Income | 1.50M | |||
| Net Interest Spread | 4.05% | |||
| Operating Profit to Average Assets | 1.25% | |||
| Overhead Efficiency Ratio | 71.55% | |||
| Return on Assets | 0.96% | |||
| Return on Equity | 9.53% | |||