| Weiss Ratings |
Pacific Postal Credit Union
San Jose, CA |
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| Rating | ||||
| Asset Quality Index | 8.50 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.80 | |||
| Profitability Index | 2.60 | |||
| Stability Index | 7.10 | |||
| Company Info |
Pacific Postal Credit Union
San Jose, CA |
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| NCUA Charter Number | 300 | |||
| Phone Number | (800) 696-6009 | |||
| Website | www.ppcu.org | |||
| Asset Quality |
Pacific Postal Credit Union
San Jose, CA |
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| 1-Year Asset Growth | -1.92% | |||
| 5-Year Asset Growth | 1.30% | |||
| 5-Year Charge-Offs to Average Loans | 0.66% | |||
| Charge-Offs to Average Loans | 1.23% | |||
| Non-Performing Assets to Assets | 0.86% | |||
| Non-Performing Loans to Capital | 6.06% | |||
| Non-Performing Loans to Loans | 1.89% | |||
| Balance Sheet |
Pacific Postal Credit Union
San Jose, CA |
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| Total Assets | 237.72M | |||
| Total Deposits | 203.46M | |||
| Capital and Reserves |
Pacific Postal Credit Union
San Jose, CA |
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| Capital | 33.03M | |||
| Leverage Ratio | 16.93 | |||
| Loan Loss Reserves to Loans | 0.98% | |||
| Liquidity |
Pacific Postal Credit Union
San Jose, CA |
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| Hot Money Ratio | 7.95% | |||
| Liquidity Ratio | 36.64% | |||
| Profitability |
Pacific Postal Credit Union
San Jose, CA |
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| 5-Year Return on Average Assets | 0.43% | |||
| Net Income | 319.00K | |||
| Net Interest Spread | 3.73% | |||
| Operating Profit to Average Assets | 1.10% | |||
| Overhead Efficiency Ratio | 71.26% | |||
| Return on Assets | 0.54% | |||
| Return on Equity | 3.89% | |||