B
F3 Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings F3 Credit Union
San Jose, CA
Click to
Compare
Click to
Compare
Click to
Compare
Rating B
Asset Quality Index 9.40
Capitalization Index 10.00
Liquidity Index 5.00
Profitability Index 1.90
Stability Index 7.00
Company Info F3 Credit Union
San Jose, CA
Click to
Compare
Click to
Compare
Click to
Compare
NCUA Charter Number 300
Phone Number (408) 275-8595
Website www.ppcu.org
Asset Quality F3 Credit Union
San Jose, CA
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 0.37%
5-Year Asset Growth 0.80%
5-Year Charge-Offs to Average Loans 0.76%
Charge-Offs to Average Loans 1.98%
Non-Performing Assets to Assets 0.30%
Non-Performing Loans to Capital 1.93%
Non-Performing Loans to Loans 0.65%
Balance Sheet F3 Credit Union
San Jose, CA
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 238.61M
Total Deposits 201.56M
Capital and Reserves F3 Credit Union
San Jose, CA
Click to
Compare
Click to
Compare
Click to
Compare
Capital 35.75M
Leverage Ratio 17.27
Loan Loss Reserves to Loans 1.29%
Liquidity F3 Credit Union
San Jose, CA
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 8.22%
Liquidity Ratio 35.61%
Profitability F3 Credit Union
San Jose, CA
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 0.42%
Net Income 152.00K
Net Interest Spread 3.85%
Operating Profit to Average Assets 1.02%
Overhead Efficiency Ratio 73.91%
Return on Assets 0.26%
Return on Equity 1.73%