| Weiss Ratings |
Encurage Financial Network Credit Union
Chicago, IL |
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| Rating | ||||
| Asset Quality Index | 6.20 | |||
| Capitalization Index | 0.80 | |||
| Liquidity Index | 0.60 | |||
| Profitability Index | 0.80 | |||
| Stability Index | 0.30 | |||
| Company Info |
Encurage Financial Network Credit Union
Chicago, IL |
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| NCUA Charter Number | 3005 | |||
| Phone Number | (847) 676-8000 | |||
| Website | www.firstfcu.org | |||
| Asset Quality |
Encurage Financial Network Credit Union
Chicago, IL |
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| 1-Year Asset Growth | 21.93% | |||
| 5-Year Asset Growth | 18.23% | |||
| 5-Year Charge-Offs to Average Loans | 0.90% | |||
| Charge-Offs to Average Loans | 0.90% | |||
| Non-Performing Assets to Assets | 0.71% | |||
| Non-Performing Loans to Capital | 14.32% | |||
| Non-Performing Loans to Loans | 0.81% | |||
| Balance Sheet |
Encurage Financial Network Credit Union
Chicago, IL |
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| Total Assets | 221.72M | |||
| Total Deposits | 156.69M | |||
| Capital and Reserves |
Encurage Financial Network Credit Union
Chicago, IL |
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| Capital | 9.38M | |||
| Leverage Ratio | 6.94 | |||
| Loan Loss Reserves to Loans | 0.82% | |||
| Liquidity |
Encurage Financial Network Credit Union
Chicago, IL |
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| Hot Money Ratio | 42.71% | |||
| Liquidity Ratio | 2.96% | |||
| Profitability |
Encurage Financial Network Credit Union
Chicago, IL |
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| 5-Year Return on Average Assets | 0.55% | |||
| Net Income | -713.00K | |||
| Net Interest Spread | 2.35% | |||
| Operating Profit to Average Assets | -0.65% | |||
| Overhead Efficiency Ratio | 124.93% | |||
| Return on Assets | -1.29% | |||
| Return on Equity | -29.44% | |||