B
Western New York Federal Credit Union
Rating Date
May 2024
Net Capital
Ratio
9.60
Leverage
Ratio
9.63
Return On
Assets
1.03%
Total
Assets
82.43M
Capital
7.92M
Total
Deposits
74.15M
Net
Income
217.00K
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Weiss Ratings Western New York Federal Credit Union
West Seneca, NY 		Click to
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Rating B
Asset Quality Index 7.60
Capitalization Index 7.20
Liquidity Index 3.70
Profitability Index 6.20
Stability Index 5.00
Company Info Western New York Federal Credit Union
West Seneca, NY 		Click to
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NCUA Charter Number 3011
Phone Number (716) 771-5000
Website www.wnyfcu.com/
Asset Quality Western New York Federal Credit Union
West Seneca, NY 		Click to
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1-Year Asset Growth -1.75%
5-Year Asset Growth 10.16%
5-Year Charge-Offs to Average Loans 0.28%
Charge-Offs to Average Loans 0.76%
Non-Performing Assets to Assets 0.21%
Non-Performing Loans to Capital 2.13%
Non-Performing Loans to Loans 0.32%
Balance Sheet Western New York Federal Credit Union
West Seneca, NY 		Click to
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Total Assets 82.43M
Total Deposits 74.15M
Capital and Reserves Western New York Federal Credit Union
West Seneca, NY 		Click to
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Capital 7.92M
Leverage Ratio 9.63
Loan Loss Reserves to Loans 0.48%
Liquidity Western New York Federal Credit Union
West Seneca, NY 		Click to
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Hot Money Ratio 0.50%
Liquidity Ratio 15.31%
Profitability Western New York Federal Credit Union
West Seneca, NY 		Click to
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5-Year Return on Average Assets 0.70%
Net Income 217.00K
Net Interest Spread 3.64%
Operating Profit to Average Assets 1.03%
Overhead Efficiency Ratio 76.89%
Return on Assets 1.03%
Return on Equity 11.00%