B
Western New York Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
10.29
Leverage
Ratio
10.30
Return On
Assets
1.53%
Total
Assets
87.45M
Capital
9.00M
Total
Deposits
78.03M
Net
Income
329.00K
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Weiss Ratings Western New York Federal Credit Union
West Seneca, NY 		Click to
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Rating B
Asset Quality Index 9.60
Capitalization Index 8.20
Liquidity Index 5.20
Profitability Index 8.50
Stability Index 5.20
Company Info Western New York Federal Credit Union
West Seneca, NY 		Click to
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NCUA Charter Number 3011
Phone Number (716) 771-5000
Website wnyfcu.com
Asset Quality Western New York Federal Credit Union
West Seneca, NY 		Click to
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1-Year Asset Growth 6.09%
5-Year Asset Growth 8.37%
5-Year Charge-Offs to Average Loans 0.24%
Charge-Offs to Average Loans 0.15%
Non-Performing Assets to Assets 0.13%
Non-Performing Loans to Capital 1.19%
Non-Performing Loans to Loans 0.23%
Balance Sheet Western New York Federal Credit Union
West Seneca, NY 		Click to
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Total Assets 87.45M
Total Deposits 78.03M
Capital and Reserves Western New York Federal Credit Union
West Seneca, NY 		Click to
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Capital 9.00M
Leverage Ratio 10.30
Loan Loss Reserves to Loans 0.49%
Liquidity Western New York Federal Credit Union
West Seneca, NY 		Click to
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Hot Money Ratio 1.18%
Liquidity Ratio 35.24%
Profitability Western New York Federal Credit Union
West Seneca, NY 		Click to
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5-Year Return on Average Assets 0.79%
Net Income 329.00K
Net Interest Spread 5.02%
Operating Profit to Average Assets 1.53%
Overhead Efficiency Ratio 70.09%
Return on Assets 1.53%
Return on Equity 14.90%