C
Howard County School Employees Federal Credit Union
Kokomo,  IN
Rating Date
July 2025
Net Capital
Ratio
15.78
Leverage
Ratio
15.79
Return On
Assets
0.57%
Total
Assets
32.27M
Capital
5.09M
Total
Deposits
27.14M
Net
Income
95.00K
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Weiss Ratings Howard County School Employees Federal Credit Union
Kokomo, IN 		Click to
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Rating C
Asset Quality Index 9.60
Capitalization Index 10.00
Liquidity Index 7.10
Profitability Index 2.40
Stability Index 7.00
Company Info Howard County School Employees Federal Credit Union
Kokomo, IN 		Click to
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NCUA Charter Number 3015
Phone Number (765) 453-6688
Website www.hcsefcu.org
Asset Quality Howard County School Employees Federal Credit Union
Kokomo, IN 		Click to
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1-Year Asset Growth -5.24%
5-Year Asset Growth 1.98%
5-Year Charge-Offs to Average Loans 0.06%
Charge-Offs to Average Loans 1.09%
Non-Performing Assets to Assets 0.02%
Non-Performing Loans to Capital 0.39%
Non-Performing Loans to Loans 0.21%
Balance Sheet Howard County School Employees Federal Credit Union
Kokomo, IN 		Click to
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Total Assets 32.27M
Total Deposits 27.14M
Capital and Reserves Howard County School Employees Federal Credit Union
Kokomo, IN 		Click to
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Capital 5.09M
Leverage Ratio 15.79
Loan Loss Reserves to Loans 0.06%
Liquidity Howard County School Employees Federal Credit Union
Kokomo, IN 		Click to
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Hot Money Ratio 10.01%
Liquidity Ratio 45.00%
Profitability Howard County School Employees Federal Credit Union
Kokomo, IN 		Click to
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5-Year Return on Average Assets 0.46%
Net Income 95.00K
Net Interest Spread 2.00%
Operating Profit to Average Assets 0.74%
Overhead Efficiency Ratio 78.26%
Return on Assets 0.57%
Return on Equity 3.78%