C
Howard County School Employees Federal Credit Union
Kokomo,  IN
Rating Date
May 2024
Net Capital
Ratio
15.07
Leverage
Ratio
15.07
Return On
Assets
0.32%
Total
Assets
33.38M
Capital
5.03M
Total
Deposits
28.32M
Net
Income
81.00K
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Weiss Ratings Howard County School Employees Federal Credit Union
Kokomo, IN 		Click to
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Rating C
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 6.60
Profitability Index 3.00
Stability Index 7.20
Company Info Howard County School Employees Federal Credit Union
Kokomo, IN 		Click to
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NCUA Charter Number 3015
Phone Number (765) 453-6688
Website www.hcsefcu.org
Asset Quality Howard County School Employees Federal Credit Union
Kokomo, IN 		Click to
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1-Year Asset Growth -2.31%
5-Year Asset Growth 1.29%
5-Year Charge-Offs to Average Loans 0.04%
Charge-Offs to Average Loans 0.02%
Non-Performing Assets to Assets 0.03%
Non-Performing Loans to Capital 0.18%
Non-Performing Loans to Loans 0.08%
Balance Sheet Howard County School Employees Federal Credit Union
Kokomo, IN 		Click to
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Total Assets 33.38M
Total Deposits 28.32M
Capital and Reserves Howard County School Employees Federal Credit Union
Kokomo, IN 		Click to
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Capital 5.03M
Leverage Ratio 15.07
Loan Loss Reserves to Loans 0.10%
Liquidity Howard County School Employees Federal Credit Union
Kokomo, IN 		Click to
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Hot Money Ratio 7.70%
Liquidity Ratio 32.57%
Profitability Howard County School Employees Federal Credit Union
Kokomo, IN 		Click to
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5-Year Return on Average Assets 0.55%
Net Income 81.00K
Net Interest Spread 1.54%
Operating Profit to Average Assets 0.34%
Overhead Efficiency Ratio 76.36%
Return on Assets 0.32%
Return on Equity 2.17%